Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AGENCE DEFFERNEZ from Frasnes-lez-Anvaing, company number BE0879281541, closed financial year 2025 with a result of € 204,737 after tax. For that financial year AGENCE DEFFERNEZ recorded a gross margin of € 36,693 and equity of € 286,342. Compared with financial year 2024, the result moved from € 33,553 to € 204,737. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 27, 2026.
€ 286,342
▲ 247% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 204,737
▲ € 171,184 vs 2024
Profit after tax over the fiscal year.
€ 75,646
▲ 225% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 833 paid out
0 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 747
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 381,329
▼ 30% vs 2024
€ 19,645 is repaid this year. At this pace the long-term loan is gone in ≈ 19 years.
€ 2,602
▲ 43% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,190
▼ 12% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,347 | € 46,449 | € 76,806 | € 36,693 | ▼ 52% |
| Profit after taxes | € 19,846 | € 14,424 | € 33,553 | € 204,737 | ▲ € 171,184 |
| Equity | € 36,153 | € 49,744 | € 82,438 | € 286,342 | ▲ 247% |
| Total debts | € 462,378 | € 440,553 | € 562,544 | € 485,551 | ▼ 14% |
| Cash | € 25,678 | € 32,500 | € 23,305 | € 75,646 | ▲ 225% |
| Land & buildings | € 401,737 | € 385,436 | € 369,136 | € 358,210 | ▼ 3% |
| Retained profit | € 29,953 | € 43,544 | € 76,238 | € 280,142 | ▲ 267% |
| Dividend | € 800 | € 833 | € 859 | € 833 | ▼ 3% |
| Bank debt | € 438,982 | € 420,600 | € 543,199 | € 381,329 | ▼ 30% |
| Balance sheet total | € 521,636 | € 512,552 | € 666,389 | € 792,452 | ▲ 19% |
Key figures of AGENCE DEFFERNEZ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AGENCE DEFFERNEZ?
What happened at AGENCE DEFFERNEZ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 204,737 (▲ € 171,184 vs 2024). Source: NBB ↗
- New establishment in Frasnes-lez-Anvaing. KBO
- Pierre Deffernez became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 19,846 profit in 2022 to € 204,737 profit in 2025.
Paid € 55,901 in corporate taxes since 2022.
Best year ever: 2025, with € 204,737 profit.
Paid out € 3,325 in dividends to the owners in total.
A new publication or filing at AGENCE DEFFERNEZ? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind AGENCE DEFFERNEZ is Pierre Deffernez. It owns 10% of DLG Assurances itself.
Directors
According to the 2025 annual accounts
Pierre Deffernez
Director
since 2006
Establishments
Establishment units
Physical locations of this company
Rue du Berceau(MO) 8 box a
7911 Frasnes-lez-Anvaing
Place de l' Hôtel de Ville(FB) 10
7911 Frasnes-lez-Anvaing
Active since 17 February 2006
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0879.281.541
- VAT number
- BE 0879.281.541
- Registered office
- Rue du Berceau(MO) 8 bus a, 7911 Frasnes-lez-Anvaing
- Names & denominations
- AGENCE DEFFERNEZ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 February 2006
- Peppol
- Active · Active since 6 Mar 2025
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