Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2023; threshold 65 %.
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Late annual account NBB
Fiscal year 2023 was filed 236 days after the legal deadline.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
Financials
Financial year 2023
FINESS from Schilde, company number BE0879090511, closed financial year 2023 with a result of € 4,290 after tax. For that financial year FINESS recorded a gross margin of € 17,373 and equity of € -271,010. Compared with financial year 2022, the result moved from € 34,719 to € 4,290. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 24, 2025.
€ -271,010
▲ € 4,290 vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,290
▼ 88% vs 2022
Profit after tax over the fiscal year.
€ 10,985
▼ 37% vs 2022
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2023. Retained profit grew to € -277,210.
People and assets in 2023
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 6,655
▲ 34% vs 2022
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 5,613
▼ 43% vs 2022
Book value of vehicles, furniture and equipment.
Debts at end 2023
None
No bank loans on the last day of the fiscal year.
€ 66,207
▲ 21% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 159
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2020 | 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|---|
| Gross margin | € 52,318 | € 68,465 | € 46,992 | € 17,373 | ▼ 63% |
| Profit after taxes | € 46,179 | € 57,836 | € 34,719 | € 4,290 | ▼ 88% |
| Equity | € -367,855 | € -310,019 | € -275,300 | € -271,010 | ▲ € 4,290 |
| Total debts | € 437,682 | € 378,367 | € 382,968 | € 362,286 | ▼ 5% |
| Cash | € 7,616 | € 8,158 | € 17,478 | € 10,985 | ▼ 37% |
| Land & buildings | € 16,203 | € 14,833 | € 13,464 | € 12,094 | ▼ 10% |
| Retained profit | € -374,055 | € -316,219 | € -281,500 | € -277,210 | ▲ € 4,290 |
| Balance sheet total | € 69,827 | € 68,348 | € 107,668 | € 91,275 | ▼ 15% |
Key figures of FINESS, fiscal years 2020 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to FINESS?
What happened at FINESS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: profit of € 4,290 (▼ 88% vs 2022). filed late Source: NBB ↗
- Timmy Schutters became a director. NBB
- New establishment in Schilde. KBO
- Start of the company according to the CBE. KBO
In short
From € 46,179 profit in 2020 to € 4,290 profit in 2023.
Paid € 496 in corporate taxes since 2020.
Best year ever: 2021, with € 57,836 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2023 annual accounts
Timmy Schutters
Director
since 2009
Establishments
Establishment units
Physical locations of this company
Oudebaan 113
2970 Schilde
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0879.090.511
- VAT number
- BE 0879.090.511
- Registered office
- Oudebaan 113, 2970 Schilde
- Names & denominations
- FINESS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 February 2006
- Peppol
- Active · Active since 3 Nov 2024
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