Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ATELIER J&M from Schelle, company number BE0878978267, closed financial year 2025 with a result of € -78,268 after tax. For that financial year ATELIER J&M recorded a gross margin of € 518,597 and equity of € 1.9 million. Compared with financial year 2024, the result moved from € 88,136 to € -78,268. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 1.9 million
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -78,268
▼ still € 88,136 profit in 2024
Profit after tax over the fiscal year.
€ 57,349
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.9 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 4.9 million
▼ 9% vs 2024
€ 546,212 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 168,575
▼ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 72,982
▲ 110% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 715,556 | € 521,157 | € 480,083 | € 518,597 | ▲ 8% |
| Profit after taxes | € 86,344 | € 1,986,134 | € 88,136 | € -78,268 | ▼ € 166,404 |
| Equity | € 242,518 | € 1,867,783 | € 1,955,919 | € 1,877,651 | ▼ 4% |
| Total debts | € 7,519,339 | € 6,179,477 | € 5,849,302 | € 5,338,422 | ▼ 9% |
| Cash | € 0 | € 75,686 | € 60,682 | € 57,349 | ▼ 5% |
| Land & buildings | € 6,450,891 | € 5,687,558 | € 5,499,320 | € 5,310,807 | ▼ 3% |
| Retained profit | € 223,918 | € 1,849,183 | € 1,937,319 | € 1,859,051 | ▼ 4% |
| Bank debt | € 7,284,909 | € 5,928,666 | € 5,447,631 | € 4,946,931 | ▼ 9% |
| Balance sheet total | € 7,814,771 | € 8,712,988 | € 8,467,264 | € 7,874,430 | ▼ 7% |
Key figures of ATELIER J&M, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ATELIER J&M?
What happened at ATELIER J&M in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 78,268 (▼ € 166,404 vs 2024). Source: NBB ↗
- Jan Peeters became a director. NBB
- Zakouski became a director. NBB
- New establishment in Schelle. KBO
- Start of the company according to the CBE. KBO
In short
From € 86,344 profit in 2022 to € 78,268 loss in 2025.
Paid € 89,732 in corporate taxes since 2022.
Best year ever: 2023, with € 2 million profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ZAKOUSKI comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ATELIER J&MBehind ATELIER J&M are Jan Peeters and Zakouski. The shares are held by ZAKOUSKI (54.5%).
Directors
According to the 2025 annual accounts
Jan Peeters
Director
Also active at: JAN PEETERS, VASPI, HET BOOTHUISJE, STEAK TARTARE, CCR Partners, New Ciro's, NOBEL, JMB
since 2023
Director · represented by Jan Jacobs
Also active at: WALBURG, Madonna, Handelsbeurs Catering, NOBEL
since 2023
Shareholders
54.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Boomse Steenweg 28
2627 Schelle
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0878.978.267
- VAT number
- BE 0878.978.267
- Registered office
- Boomse Steenweg 28, 2627 Schelle
- Names & denominations
- ATELIER J&M
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 January 2006
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
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