Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
13 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
PROSPECTIVE from Ukkel, company number BE0878921453, closed financial year 2025 with a result of € -119,033 after tax. For that financial year PROSPECTIVE recorded a gross margin of € -56,331 and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 64,800 to € -119,033. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 11, 2025.
€ 1.3 million
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -119,033
▼ still € 64,800 profit in 2024
Profit after tax over the fiscal year.
€ 63,546
▼ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.2 million.
Debts at end 2025
€ 652,826
▼ 17% vs 2024
€ 144,902 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 3,988
▼ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 182,370 | € 179,556 | € 163,800 | - | |
| Gross margin | € 138,679 | € 140,888 | € 143,912 | € -56,331 | ▼ € 200,243 |
| Profit after taxes | € 1,239,961 | € -76,388 | € 64,800 | € -119,033 | ▼ € 183,833 |
| Equity | € 1,448,843 | € 1,372,454 | € 1,377,255 | € 1,258,221 | ▼ 9% |
| Total debts | € 966,321 | € 1,033,911 | € 848,664 | € 658,367 | ▼ 22% |
| Cash | € 71,997 | € 234,296 | € 104,451 | € 63,546 | ▼ 39% |
| Land & buildings | € 2,026,325 | € 1,590,024 | € 1,545,256 | € 1,500,489 | ▼ 3% |
| Retained profit | € 1,373,843 | € 1,297,454 | € 1,302,255 | € 1,183,221 | ▼ 9% |
| Dividend | € 30,000 | € 0 | € 60,000 | € 0 | ▼ 100% |
| Bank debt | € 852,049 | € 1,024,566 | € 784,011 | € 652,826 | ▼ 17% |
| Balance sheet total | € 2,856,765 | € 2,807,967 | € 2,627,520 | € 2,318,190 | ▼ 12% |
Key figures of PROSPECTIVE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to PROSPECTIVE?
What happened at PROSPECTIVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Bertrand Verkaeren stepped down as director. NBB
- Paper Moon srl stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 119,033 (▼ € 183,833 vs 2024). Source: NBB ↗
- Bertrand Verkaeren became a director. NBB
- Paper Moon srl became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1.2 million profit in 2022 to € 119,033 loss in 2025.
Paid € 11,960 in corporate taxes since 2022.
Best year ever: 2022, with € 1.2 million profit.
Paid out € 90,000 in dividends to the owners in total.
Management
The stake of PAPER MOON comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PROSPECTIVEThe shares are held by PAPER MOON (100%).
Directors
According to the 2025 annual accounts
Bertrand Verkaeren
Director
Also active at: HomeSync, PENTONE CREATIONS, CITADEL REAL ESTATE, 1000BriX, VAN DEN SLAEGER & VERKARIAN, Citadel 4 Bxl South, BERTRAND VERKAEREN
since 2021 · until 2027
Managing director · represented by Nelly Spaas
Also active at: PENTONE CREATIONS, WCBO
since 2021 · until 2027
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
René Gobertlaan 14
1180 Ukkel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 13 companies are registered at this address.
All companies at this address →Maison L. Delgouffre-R. Louis et Cie
SOCIETE D'ETUDES ECONOMIQUES
€ 101,144 gross margin · 2025
Pâris et Associés
€ -2,014 gross margin · 2025
VINCADOM
€ 8,667 gross margin · 2025
RICHMOND PROPERTIES
€ 233,120 revenue · 2025
+8 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0878.921.453
- VAT number
- BE 0878.921.453
- Registered office
- René Gobertlaan 14, 1180 Ukkel
- Names & denominations
- PROSPECTIVE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 January 2006
- Peppol
- Not registered