Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JOS SCHOLS CONSULTING from Zutendaal, company number BE0878844150, closed financial year 2025 with a result of € -0 after tax. For that financial year JOS SCHOLS CONSULTING recorded a gross margin of € 13,632 and equity of € 123,626. Compared with financial year 2024, the result moved from € 382 to € -0. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 7, 2026.
€ 123,626
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -0
▼ still € 382 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 117,426.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,760
▲ 140% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 38,239
▼ 31% vs 2024
€ 19,256 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 7,361
▼ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,630
▼ 41% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 187,103 | € 65,708 | € 14,962 | € 13,632 | ▼ 9% |
| Profit after taxes | € 119,297 | € 39,354 | € 382 | € -0 | ▼ € 382 |
| Equity | € 138,750 | € 155,905 | € 123,626 | € 123,626 | |
| Total debts | € 188,700 | € 164,462 | € 98,416 | € 56,576 | ▼ 43% |
| Cash | € 165,640 | € 26,936 | € 18,604 | - | |
| Land & buildings | € 126,708 | € 117,549 | € 108,658 | € 100,385 | ▼ 8% |
| Retained profit | € 132,550 | € 149,705 | € 117,426 | € 117,426 | |
| Dividend | € 35,000 | € 22,200 | € 32,660 | € 0 | ▼ 100% |
| Bank debt | € 92,335 | € 71,705 | € 55,560 | € 38,239 | ▼ 31% |
| Balance sheet total | € 327,451 | € 320,367 | € 222,042 | € 180,202 | ▼ 19% |
Key figures of JOS SCHOLS CONSULTING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JOS SCHOLS CONSULTING?
What happened at JOS SCHOLS CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 0 (▼ € 382 vs 2024). filed late Source: NBB ↗
- Joseph Servaas Schols became a director. NBB
- New establishment in Zutendaal. KBO
- Start of the company according to the CBE. KBO
In short
From € 119,297 profit in 2022 to € 0 loss in 2025.
Paid € 57,716 in corporate taxes since 2022.
Best year ever: 2022, with € 119,297 profit.
Paid out € 89,860 in dividends to the owners in total.
A new publication or filing at JOS SCHOLS CONSULTING? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JOS SCHOLS CONSULTING is Joseph Servaas Schols.
Directors
According to the 2025 annual accounts
Joseph Servaas Schols
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Munstersestraat 18B
3690 Zutendaal
Munstersestraat 18 box B
3690 Zutendaal
Active since 30 January 2006
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0878.844.150
- VAT number
- BE 0878.844.150
- Registered office
- Munstersestraat 18B, 3690 Zutendaal
- Names & denominations
- JOS SCHOLS CONSULTING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 January 2006
- Peppol
- Active · Active since 14 Jul 2025
- Activities · NACE
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