Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HOME CONCEPT from Zwevegem, company number BE0878681725, closed financial year 2025 with a result of € -134,565 after tax. For that financial year HOME CONCEPT recorded a gross margin of € -49,348 and equity of € -762,142. Compared with financial year 2024, the result moved from € -104,321 to € -134,565. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ -762,142
▼ € 134,565 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -134,565
▼ 29 % more loss than in 2024
Profit after tax over the fiscal year.
€ 178
▼ € 291,910 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2.1 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 293
▲ € 546 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 84,313
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 401,771
▼ 33% vs 2024
€ 17,811 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 13,172
▼ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,056
▼ 20% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -231,245 | € -184,426 | € -207,347 | € -49,348 | ▲ € 157,999 |
| Profit after taxes | € -190,868 | € -225,014 | € -104,321 | € -134,565 | ▼ € 30,244 |
| Equity | € -497,611 | € -722,625 | € -627,577 | € -762,142 | ▼ € 134,565 |
| Total debts | € 4,998,605 | € 4,410,826 | € 4,331,054 | € 4,327,599 | |
| Cash | € 535,852 | € 1,093,824 | € 292,088 | € 178 | ▼ € 291,910 |
| Land & buildings | € 576,567 | € 521,227 | € 1,276,280 | € 1,246,087 | ▼ 2% |
| Retained profit | € -1,598,242 | € -1,823,256 | € -1,927,577 | € -2,062,142 | ▼ € 134,565 |
| Bank debt | € 924,341 | € 525,052 | € 598,338 | € 401,771 | ▼ 33% |
| Balance sheet total | € 4,500,994 | € 3,688,201 | € 3,703,477 | € 3,565,456 | ▼ 4% |
Key figures of HOME CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to HOME CONCEPT?
What happened at HOME CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 134,565. Source: NBB ↗
- New establishment in Zwevegem. KBO
- Start of the company according to the CBE. KBO
- Frank Vandermarliere became a director. NBB
- William Vandermarliere became a director. NBB
In short
From € 190,868 loss in 2022 to € 134,565 loss in 2025.
Paid € 898 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HOME CONCEPT are Frank Vandermarliere and William Vandermarliere. It owns 100% of Home Concept FP, 80% of Steelit BVBA, 79.9% of Home metal, 51% of VDM Promotion s.a.r.l. and 25% of VMP Development itself.
Directors
According to the 2025 annual accounts
Frank Vandermarliere
Director
since 2006
since 2006
Establishments
Establishment units
Physical locations of this company
Ellestraat(Z) 113
8550 Zwevegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0878.681.725
- VAT number
- BE 0878.681.725
- Registered office
- Ellestraat(Z) 113, 8550 Zwevegem
- Names & denominations
- HOME CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 January 2006
- Peppol
- Active · Active since 19 May 2026
- Activities · NACE
Overige gespecialiseerde bouwactiviteiten, neg
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Overige gespecialiseerde bouwwerkzaamheden
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
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