Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
PHILIPPE BERTRAND FINANCES from Sint-Joost-ten-Node, company number BE0878242156, closed financial year 2025 with a result of € 191,521 after tax. For that financial year PHILIPPE BERTRAND FINANCES recorded a gross margin of € 845,800 and equity of € 595,507. Compared with financial year 2024, the result moved from € 218,323 to € 191,521. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 595,507
▲ 26% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 191,521
▼ 12% vs 2024
Profit after tax over the fiscal year.
€ 504,238
▲ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 70,000 paid out
37 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 501,010
▲ 48% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 168,181
▼ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 129,994
▼ 19% vs 2024
€ 67,071 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 22,117
▼ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 70,256
▲ 14% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 627,429 | € 622,185 | € 677,916 | € 845,800 | ▲ 25% |
| Profit after taxes | € 185,850 | € 141,027 | € 218,323 | € 191,521 | ▼ 12% |
| Equity | € 274,636 | € 315,663 | € 473,986 | € 595,507 | ▲ 26% |
| Total debts | € 161,100 | € 190,089 | € 300,818 | € 282,932 | ▼ 6% |
| Cash | € 200,338 | € 266,871 | € 405,146 | € 504,238 | ▲ 24% |
| Retained profit | € 256,036 | € 295,203 | € 453,526 | € 575,047 | ▲ 27% |
| Dividend | € 50,000 | € 100,000 | € 60,000 | € 70,000 | ▲ 17% |
| Bank debt | € 67,654 | € 44,429 | € 159,649 | € 129,994 | ▼ 19% |
| Balance sheet total | € 435,735 | € 505,752 | € 774,805 | € 878,439 | ▲ 13% |
Key figures of PHILIPPE BERTRAND FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHILIPPE BERTRAND FINANCES?
What happened at PHILIPPE BERTRAND FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 191,521 (▼ 12% vs 2024). Source: NBB ↗
- New establishment in Sint-Joost-ten-Node. KBO
- Start of the company according to the CBE. KBO
In short
From € 185,850 profit in 2022 to € 191,521 profit in 2025.
Paid € 334,578 in corporate taxes since 2022.
Best year ever: 2024, with € 218,323 profit.
Paid out € 280,000 in dividends to the owners in total.
A new publication or filing at PHILIPPE BERTRAND FINANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of TANIA THIELEMANS FINANCE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PHILIPPE BERTRAND FINANCESBehind PHILIPPE BERTRAND FINANCES is Philippe BERTRAND. The shares are held by TANIA THIELEMANS FINANCE (49%).
Directors
According to the 2025 annual accounts
Philippe BERTRAND
Administrator-manager
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Leuvensesteenweg 100
1210 Sint-Joost-ten-Node
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0878.242.156
- VAT number
- BE 0878.242.156
- Registered office
- Leuvensesteenweg 100, 1210 Sint-Joost-ten-Node
- Names & denominations
- PHILIPPE BERTRAND FINANCES · P.B. FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 2005
- Peppol
- Not registered
- Activities · NACE
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