Financials
Financial year 2025
PRAGMAT from Schilde, company number BE0878081513, closed financial year 2025 with a result of € 17,890 after tax. For that financial year PRAGMAT recorded a gross margin of € 24,207 and equity of € 135,369. Compared with financial year 2024, the result moved from € 17,719 to € 17,890. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ 135,369
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 17,890
▲ 1% vs 2024
Profit after tax over the fiscal year.
€ 11,805
▲ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 129,169.
Debts at end 2025
€ 82,439
▼ 10% vs 2024
€ 10,013 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 6,559
▲ 72% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,561
▲ 32% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 268,969 | € 25,393 | € 25,371 | € 24,207 | ▼ 5% |
| Profit after taxes | € 250,457 | € 18,168 | € 17,719 | € 17,890 | ▲ 1% |
| Equity | € 81,592 | € 99,760 | € 117,479 | € 135,369 | ▲ 15% |
| Total debts | € 140,081 | € 138,678 | € 126,613 | € 121,173 | ▼ 4% |
| Cash | € 30,849 | € 4,070 | € 6,300 | € 11,805 | ▲ 87% |
| Retained profit | € 75,392 | € 93,560 | € 111,279 | € 129,169 | ▲ 16% |
| Bank debt | € 109,755 | € 101,082 | € 91,984 | € 82,439 | ▼ 10% |
| Balance sheet total | € 221,673 | € 238,438 | € 244,092 | € 256,542 | ▲ 5% |
Key figures of PRAGMAT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to PRAGMAT?
What happened at PRAGMAT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 17,890 (▲ 1% vs 2024). Source: NBB ↗
- Abigail Smet became a director. NBB
- Olivier Ramos became a director. NBB
- New establishment in Schilde. KBO
- Start of the company according to the CBE. KBO
In short
From € 250,457 profit in 2022 to € 17,890 profit in 2025.
Paid € 35,978 in corporate taxes since 2022.
Best year ever: 2022, with € 250,457 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PRAGMAT are Abigail Smet and Olivier Ramos. The same people are also behind DE ZEEMAN PRO and ROV DIVING INTERNATIONAL. Olivier Ramos is also behind Cetofin and Tactical - IT.
Directors
According to the 2025 annual accounts
since 2020
Olivier Ramos
Director
Also active at: DE ZEEMAN PRO, Cetofin, Tactical - IT, ROV DIVING INTERNATIONAL
since 2011
Establishments
Establishment units
Physical locations of this company
Prins Boudewijnlaan 60
2970 Schilde
Prins Boudewijnlaan 60 box 4
2970 Schilde
Active since 15 March 2006
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0878.081.513
- VAT number
- BE 0878.081.513
- Registered office
- Prins Boudewijnlaan 60, 2970 Schilde
- Names & denominations
- PRAGMAT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 2005
- Peppol
- Active · Active since 11 Feb 2025
- Activities · NACE
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