Active · per the CBE, 30 October 2026

Stéphane Schmitz

BE0877526831

Rechtspersoon Private limited company 1 establishment

Stéphane Schmitz is an insurance broker in Yvoir. Private Limited, started on 25 November 2005, 1 establishment.

Place des Combattants 18, 5530 Yvoir

Behind the company: Stéphane SCHMITZ.

Active for

20 year, 11 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Stéphane Schmitz from Yvoir, company number BE0877526831, closed financial year 2025 with a result of € 56,739 after tax. For that financial year Stéphane Schmitz recorded a gross margin of € 164,337 and equity of € 457,402. Compared with financial year 2024, the result moved from € 46,988 to € 56,739. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.

What it is worth Growing

€ 457,402

▲ 9% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 56,739

▲ 21% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 341,956

▲ 9% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 17,373 paid out

31 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Wage cost

€ 66,581

▼ 4% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 10,997

▼ 38% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go

€ 70,062

▼ 22% vs 2024

€ 20,412 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 7,598

▼ 40% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 20,722

▼ 4% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 130,826 € 148,850 € 155,637 € 164,337 ▲ 6%
Profit after taxes € 38,888 € 43,920 € 46,988 € 56,739 ▲ 21%
Equity € 404,956 € 398,858 € 418,036 € 457,402 ▲ 9%
Total debts € 381,065 € 196,974 € 155,481 € 112,494 ▼ 28%
Cash € 515,453 € 310,663 € 313,382 € 341,956 ▲ 9%
Land & buildings € 140,141 € 127,512 € 114,887 € 103,353 ▼ 10%
Retained profit € 386,356 € 380,258 € 399,436 € 438,802 ▲ 10%
Dividend € 223,578 € 50,017 € 27,810 € 17,373 ▼ 38%
Bank debt € 105,575 € 109,554 € 90,026 € 70,062 ▼ 22%
Balance sheet total € 786,022 € 595,833 € 573,517 € 569,896 ▼ 1%

Key figures of Stéphane Schmitz, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Stéphane Schmitz?

What happened at Stéphane Schmitz in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 56,739 (▲ 21% vs 2024). Source: NBB ↗
  • New establishment in Yvoir. KBO
  • Start of the company according to the CBE. KBO

In short

From € 38,888 profit in 2022 to € 56,739 profit in 2025.

Paid € 73,619 in corporate taxes since 2022.

Best year ever: 2025, with € 56,739 profit.

Paid out € 318,779 in dividends to the owners in total.

Management

Stéphane SCHMITZ
Stéphane Schmitz

Behind Stéphane Schmitz is Stéphane SCHMITZ.

Directors

According to the 2025 annual accounts

Stéphane SCHMITZ

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Place des Combattants 18

5530 Yvoir

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0877.526.831
VAT number
BE 0877.526.831
Registered office
Place des Combattants 18, 5530 Yvoir
Names & denominations
Stéphane Schmitz
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
25 November 2005
Peppol
Not registered
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Frequently asked questions

What does Stéphane Schmitz do?
Stéphane Schmitz is an insurance broker in Yvoir. Private Limited, started on 25 November 2005, 1 establishment.
What is the address of Stéphane Schmitz?
The registered office of Stéphane Schmitz is located at Place des Combattants 18, 5530 Yvoir.
Is Stéphane Schmitz still active?
Yes. According to the CBE (30 October 2026) Stéphane Schmitz is active, legal situation “Normale toestand”, started on 25 November 2005.
Is Stéphane Schmitz registered on Peppol?
No, Stéphane Schmitz is currently not registered on the Peppol network.
What is the enterprise number of Stéphane Schmitz?
The enterprise number of Stéphane Schmitz is BE0877526831.
When was Stéphane Schmitz founded?
Stéphane Schmitz was founded on 25 November 2005.