Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2021 and 2022.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2022; threshold 65 %.
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Busy address KBO
53 other companies have their registered office at the same address; threshold 10.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2022
HARMONY GEMS from Antwerpen, company number BE0877298781, closed financial year 2022 with a result of € -600,657 after tax. For that financial year HARMONY GEMS recorded a gross margin of € -446,141 and equity of € -6.9 million. Compared with financial year 2021, the result moved from € -8 million to € -600,657. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 11, 2023.
€ -6.9 million
▼ € 600,657 vs 2021
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -600,657
▲ 93 % less loss than in 2021
Profit after tax over the fiscal year.
€ 3,872
▼ 80% vs 2021
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -9 million.
People and assets in 2022
0.7
▼ 0.8 vs 2021
Average over the fiscal year, from the social balance sheet.
€ 38,590
▼ 25% vs 2021
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2022
€ 6.3 million
▲ 6% vs 2021
€ 8,626 is repaid this year. At this pace the long-term loan is gone in ≈ 725 years.
€ 1 million
▲ 1% vs 2021
Supplier invoices still open on the last day of the fiscal year.
€ 204,797
▲ 65% vs 2021
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | Change 2021 → 2022 | |
|---|---|---|---|
| Gross margin | € -5,344,009 | € -446,141 | ▲ € 4.9 million |
| Profit after taxes | € -8,009,689 | € -600,657 | ▲ € 7.4 million |
| Equity | € -6,282,840 | € -6,883,497 | ▼ € 600,657 |
| Total debts | € 9,944,738 | € 10,404,768 | ▲ 5% |
| Cash | € 19,340 | € 3,872 | ▼ 80% |
| Retained profit | € -8,386,511 | € -8,987,168 | ▼ € 600,657 |
| Bank debt | € 5,891,410 | € 6,255,964 | ▲ 6% |
| Balance sheet total | € 3,661,898 | € 3,521,271 | ▼ 4% |
| Employees (FTE) | 1.5 | 0.7 | ▼ 0.8 |
Key figures of HARMONY GEMS, fiscal years 2021 to 2022, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2023 has not been filed yet; it was expected before 31 July 2024.
What happened to HARMONY GEMS?
What happened at HARMONY GEMS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
HARMONY GEMS is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2022: loss of € 600,657. filed late Source: NBB ↗
- Rupen Devendra Malbari became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 8 million loss in 2021 to € 600,657 loss in 2022.
Paid € 110,249 in corporate taxes since 2021.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HARMONY GEMS is Rupen Devendra Malbari.
Directors
According to the 2022 annual accounts
Rupen Devendra Malbari
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Hoveniersstraat 55 box 104
2018 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 53 companies are registered at this address.
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€ 32,284 gross margin · 2024
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€ 454,453 gross margin · 2025
ARESCO
€ 38,750 gross margin · 2025
+48 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0877.298.781
- VAT number
- BE 0877.298.781
- Registered office
- Hoveniersstraat 55 bus 104, 2018 Antwerpen
- Names & denominations
- HARMONY GEMS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 16 November 2005
- Peppol
- Active · Active since 18 Jun 2026
- Activities · NACE
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