Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CONFISERIE HARDEMAN from Heuvelland, company number BE0877241373, closed financial year 2025 with a result of € -25,521 after tax. For that financial year CONFISERIE HARDEMAN recorded a gross margin of € 84,980 and equity of € 29,510. Compared with financial year 2024, the result moved from € -971 to € -25,521. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 11, 2026.
€ 29,510
▼ 46% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -25,521
▼ 2528 % more loss than in 2024
Profit after tax over the fiscal year.
€ 35,443
▲ 124% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 10,910.
People and assets in 2025
€ 28,632
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,663
▼ 11% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 100,000
▼ 66% vs 2024
Loans from banks and other lenders, long and short.
€ 11,787
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,059
▼ 22% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 123,456 | € 56,559 | € 93,163 | € 84,980 | ▼ 9% |
| Profit after taxes | € -5,361 | € 9,264 | € -971 | € -25,521 | ▼ € 24,550 |
| Equity | € 46,739 | € 56,003 | € 55,032 | € 29,510 | ▼ 46% |
| Total debts | € 641,643 | € 580,036 | € 510,767 | € 497,846 | ▼ 3% |
| Cash | € 35,530 | € 16,384 | € 15,845 | € 35,443 | ▲ 124% |
| Land & buildings | € 509,892 | € 509,892 | € 474,594 | € 445,861 | ▼ 6% |
| Retained profit | € 28,139 | € 37,403 | € 36,432 | € 10,910 | ▼ 70% |
| Bank debt | € 361,330 | € 295,394 | € 290,000 | € 100,000 | ▼ 66% |
| Balance sheet total | € 688,382 | € 636,039 | € 565,799 | € 527,356 | ▼ 7% |
Key figures of CONFISERIE HARDEMAN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CONFISERIE HARDEMAN?
What happened at CONFISERIE HARDEMAN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 25,521. filed late Source: NBB ↗
- New establishment in Heuvelland. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,361 loss in 2022 to € 25,521 loss in 2025.
Paid € 2,064 in corporate taxes since 2022.
Best year ever: 2023, with € 9,264 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CONFISERIE HARDEMAN is Caroline Onraet.
Directors
According to the 2025 annual accounts
Caroline Onraet
Director
Establishments
Establishment units
Physical locations of this company
Bellestraat(West) 67
8954 Heuvelland
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0877.241.373
- VAT number
- BE 0877.241.373
- Registered office
- Bellestraat(West) 67, 8954 Heuvelland
- Names & denominations
- CONFISERIE HARDEMAN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 November 2005
- Peppol
- Active · Active since 13 Feb 2024
- Activities · NACE
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in brood-, banketbakkerswerk en suikerwerk
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Artisanale brood- en banketbakkerijen