Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHARMAT from Haaltert, company number BE0877201979, closed financial year 2025 with a result of € -96,838 after tax. For that financial year CHARMAT recorded a gross margin of € 271,206 and equity of € 897,210. Compared with financial year 2024, the result moved from € 1,114 to € -96,838. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 897,210
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -96,838
▼ still € 1,114 profit in 2024
Profit after tax over the fiscal year.
€ 311,564
▲ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 216,710.
People and assets in 2025
€ 19,090
▼ 79% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.4 million
▼ 13% vs 2024
€ 93,708 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 177,334
▲ € 158,907 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,576
▼ 41% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 76,313 | € 202,580 | € 177,244 | € 271,206 | ▲ 53% |
| Profit after taxes | € -3,719 | € -5,298 | € 1,114 | € -96,838 | ▼ € 97,952 |
| Equity | € 998,232 | € 992,934 | € 994,048 | € 897,210 | ▼ 10% |
| Total debts | € 2,305,522 | € 2,924,472 | € 2,859,149 | € 2,899,298 | ▲ 1% |
| Cash | € 15,709 | € 1,209 | € 179,746 | € 311,564 | ▲ 73% |
| Land & buildings | € 3,050,156 | € 3,665,611 | € 3,421,686 | € 3,281,136 | ▼ 4% |
| Retained profit | € 317,732 | € 312,434 | € 313,548 | € 216,710 | ▼ 31% |
| Bank debt | € 1,774,959 | € 1,733,713 | € 1,655,722 | € 1,443,363 | ▼ 13% |
| Balance sheet total | € 3,332,207 | € 3,944,185 | € 3,878,302 | € 3,819,940 | ▼ 2% |
Key figures of CHARMAT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHARMAT?
What happened at CHARMAT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 96,838 (▼ € 97,952 vs 2024). filed late Source: NBB ↗
- Mattias Van Der Maelen became a director. NBB
- Pascal Van Der Maelen became a director. NBB
- New establishment in Haaltert. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,719 loss in 2022 to € 96,838 loss in 2025.
Paid € 173,677 in corporate taxes since 2022.
Best year ever: 2024, with € 1,114 profit.
A new publication or filing at CHARMAT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CHARMAT are Mattias Van Der Maelen and Pascal Van Der Maelen. The same people are also behind Mc-klima.
Establishments
Establishment units
Physical locations of this company
Ninovestraat(ER) 160
9450 Haaltert
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0877.201.979
- VAT number
- BE 0877.201.979
- Registered office
- Ninovestraat(ER) 160, 9450 Haaltert
- Names & denominations
- CHARMAT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 November 2005
- Peppol
- Active · Active since 3 Dec 2025
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Handelsbemiddeling in de groothandel in andere specifieke goederen
Handelsbemiddeling in de groothandel in hout en bouwmaterialen
Ontwikkeling van niet-residentiële bouwprojecten
Ontwikkeling van residentiële bouwprojecten
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
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