Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SJ Investments from Oostkamp, company number BE0876302750, closed financial year 2025 with a result of € -304,588 after tax. For that financial year SJ Investments recorded a gross margin of € -129,760 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € -364,062 to € -304,588. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on February 24, 2026.
€ 1.2 million
▼ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -304,588
▲ 16 % less loss than in 2024
Profit after tax over the fiscal year.
€ 106,149
▲ 120% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 638,881.
Debts at end 2025
€ 4.8 million
▲ 8% vs 2024
Loans from banks and other lenders, long and short.
€ 28,540
▲ € 24,949 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,929
▲ 43% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 64,543 | € -129,472 | € -151,086 | € -129,760 | ▲ € 21,326 |
| Profit after taxes | € -33,014 | € -310,357 | € -364,062 | € -304,588 | ▲ € 59,475 |
| Equity | € 2,217,888 | € 1,907,531 | € 1,543,469 | € 1,238,881 | ▼ 20% |
| Total debts | € 4,146,806 | € 4,152,881 | € 4,446,028 | € 4,813,596 | ▲ 8% |
| Cash | € 339,826 | € 38,179 | € 48,338 | € 106,149 | ▲ 120% |
| Retained profit | € 1,617,888 | € 1,307,531 | € 943,469 | € 638,881 | ▼ 32% |
| Bank debt | € 4,050,000 | € 4,125,000 | € 4,425,000 | € 4,760,000 | ▲ 8% |
| Balance sheet total | € 6,364,694 | € 6,060,412 | € 5,989,497 | € 6,052,477 | ▲ 1% |
Key figures of SJ Investments, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SJ Investments?
What happened at SJ Investments in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Josephus Van Geel stepped down as director. NBB
- Joost Van Geel stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 304,588. Source: NBB ↗
- Josephus Van Geel became a director. NBB
- Joost Van Geel became a director. NBB
- New establishment in Oostkamp. KBO
- Start of the company according to the CBE. KBO
In short
From € 33,014 loss in 2022 to € 304,588 loss in 2025.
A new publication or filing at SJ Investments? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Establishments
Establishment units
Physical locations of this company
Kapellestraat 138 blok B
8020 Oostkamp
Kapellestraat 138 box B
8020 Oostkamp
Active since 8 November 2005
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0876.302.750
- VAT number
- BE 0876.302.750
- Registered office
- Kapellestraat 138 blok B, 8020 Oostkamp
- Names & denominations
- SJ Investments
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 September 2005
- Peppol
- Active · Active since 13 Nov 2025
- Activities · NACE
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