Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
J3@work from Schilde, company number BE0876278697, closed financial year 2025 with a result of € 14,811 after tax. For that financial year J3@work recorded a gross margin of € 51,900 and equity of € -658,568. Compared with financial year 2024, the result moved from € 32,009 to € 14,811. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 14, 2026.
€ -658,568
▲ € 14,811 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,811
▼ 54% vs 2024
Profit after tax over the fiscal year.
€ 13,090
▼ 26% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -2.7 million.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 36,845
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 768,164
▼ 2% vs 2024
€ 3,000 is repaid this year. At this pace the long-term loan is gone in ≈ 256 years.
€ 12,066
Supplier invoices still open on the last day of the fiscal year.
€ 38,162
▲ 7% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,443 | € 37,686 | € 71,664 | € 51,900 | ▼ 28% |
| Profit after taxes | € -7,544 | € 1,442 | € 32,009 | € 14,811 | ▼ 54% |
| Equity | € -706,829 | € -705,387 | € -673,379 | € -658,568 | ▲ € 14,811 |
| Total debts | € 933,753 | € 883,842 | € 859,587 | € 880,823 | ▲ 2% |
| Cash | € 17,252 | € 9,056 | € 17,617 | € 13,090 | ▼ 26% |
| Retained profit | € -2,706,829 | € -2,705,387 | € -2,673,379 | € -2,658,568 | ▲ € 14,811 |
| Bank debt | € 729,196 | € 801,164 | € 783,164 | € 768,164 | ▼ 2% |
| Balance sheet total | € 230,503 | € 182,035 | € 189,789 | € 225,835 | ▲ 19% |
Key figures of J3@work, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J3@work?
What happened at J3@work in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,811 (▼ 54% vs 2024). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 7,544 loss in 2022 to € 14,811 profit in 2025.
Paid € 38,247 in corporate taxes since 2022.
Best year ever: 2024, with € 32,009 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J3@work is Jeroen Verachtert. Jeroen Verachtert is also behind MegaMail.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Hofse Velden 11
2970 Schilde
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0876.278.697
- VAT number
- BE 0876.278.697
- Registered office
- Hofse Velden 11, 2970 Schilde
- Names & denominations
- J3@work
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 September 2005
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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