Financials
Financial year 2025
MATERNé from Antwerpen, company number BE0876218519, closed financial year 2025 with a result of € 937,400 after tax. For that financial year MATERNé recorded a gross margin of € 2.6 million and equity of € 2 million. Compared with financial year 2024, the result moved from € 1 million to € 937,400. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 2 million
▲ 92% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 937,400
▼ 8% vs 2024
Profit after tax over the fiscal year.
€ 758,932
▲ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.9 million.
People and assets in 2025
16.6
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▲ 8% vs 2024
€ 68,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 241,150
▲ 158% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 143,427
▼ 59% vs 2024
€ 28,528 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1.3 million
▲ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 187,919
▼ 23% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,984,783 | € 2,183,584 | € 2,707,356 | € 2,607,895 | ▼ 4% |
| Profit after taxes | € 484,304 | € 571,399 | € 1,024,137 | € 937,400 | ▼ 8% |
| Equity | € 980,442 | € 441,987 | € 1,013,771 | € 1,951,171 | ▲ 92% |
| Total debts | € 1,290,074 | € 1,542,412 | € 2,104,163 | € 1,918,286 | ▼ 9% |
| Cash | € 105,180 | € 82,446 | € 669,717 | € 758,932 | ▲ 13% |
| Retained profit | € 955,442 | € 416,987 | € 988,771 | € 1,926,171 | ▲ 95% |
| Dividend | € 630,007 | € 1,109,855 | € 452,353 | € 0 | ▼ 100% |
| Bank debt | € 850,151 | € 559,603 | € 346,236 | € 143,427 | ▼ 59% |
| Balance sheet total | € 2,270,516 | € 1,984,399 | € 3,117,933 | € 3,869,457 | ▲ 24% |
| Employees (FTE) | 16.9 | 17 | 17 | 16.6 | ▼ 0.4 |
Key figures of MATERNé, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MATERNé?
What happened at MATERNé in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 937,400 (▼ 8% vs 2024). Source: NBB ↗
- De Kassei Consulting BV became a director. NBB
- COTOPAXI BV became a director. NBB
- M-CAPITAL COMMV became a director. NBB
- SWOLFS MANAGEMENT BV became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 484,304 profit in 2022 to € 937,400 profit in 2025.
Paid € 1.1 million in corporate taxes since 2022.
Best year ever: 2024, with € 1 million profit.
On average € 157,100 of value added per employee in 2025.
A new publication or filing at MATERNé? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SWOLFS MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MATERNéBehind MATERNé are M-CAPITAL COMMV, SWOLFS MANAGEMENT BV, De Kassei Consulting BV and COTOPAXI BV. The shares are held by Allia Insurance Brokers (100%) and SWOLFS MANAGEMENT (44.8%). It owns 100% of K.V.V.A. and 35% of MATERNÉ - VAN PAESCHEN itself.
Directors
According to the 2025 annual accounts
Director · represented by Materné Kris
Also active at: KANTOOR VOOR VERZEKERINGSADVIES, Capital Partners, TMK, MATERNÉ-VAN PAESCHEN
since 2014
Director · represented by Swolfs Olivier
Also active at: Capital Partners, TMK, MATERNÉ-VAN PAESCHEN
since 2012
Director · represented by Davy Claerhout
Also active at: VELLUT, NAMECHE et ASSOCIES, Palmers, Tasnier, Renaut et Cie, HD ASSURANCES, ASSURANCES BERNARD SALIERES, INSURANCE INVESTMENTS, ALLIA INSURANCE BROKERS, VIRCECHAMO +6 more
since 2025
Director · represented by Wouter Devriendt
Also active at: VELLUT, NAMECHE et ASSOCIES, Palmers, Tasnier, Renaut et Cie, HD ASSURANCES, ASSURANCES BERNARD SALIERES, VIRCECHAMO, AlliA Insurance Services, B Broker +7 more
since 2025
Shareholders
44.8%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Straatsburgdok-Noordkaai 21/17
2030 Antwerpen
Straatsburgdok-Noordkaai 21 box 17
2030 Antwerpen
Active since 14 October 2005
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
AS-HOSTINGER, CY
Website info
Features
Security
Details
- Company number
- 0876.218.519
- VAT number
- BE 0876.218.519
- Registered office
- Straatsburgdok-Noordkaai 21/17, 2030 Antwerpen
- Names & denominations
- MATERNé
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 September 2005
- Peppol
- Active · Active since 6 Jan 2026
- Contact
- materneverzekert.be [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen