What does PAND 13 do?

PAND 13 is a clothing shop in Lochristi. Private Limited, started on 20 September 2005, 2 establishments.

What is the address of PAND 13?

The registered office of PAND 13 is located at Antwerpse Steenweg 144, 9080 Lochristi.

Is PAND 13 still active?

Yes. According to the CBE (1 October 2026) PAND 13 is active, legal situation “Normale toestand”, started on 20 September 2005.

Is PAND 13 registered on Peppol?

Yes, PAND 13 is registered on the Peppol network with ID 0208:0876176056.

What is the enterprise number of PAND 13?

The enterprise number of PAND 13 is BE0876176056.

When was PAND 13 founded?

PAND 13 was founded on 20 September 2005.

Who are the directors of PAND 13?

According to the 2025 annual accounts, the directors of PAND 13 are: Christina Van de Velde.

Is PAND 13 a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 20 September 2005; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did PAND 13 make in 2025?

PAND 13 posted a profit after taxes of € 35,265 in financial year 2025.

What is the revenue of PAND 13?

As a small company, PAND 13 is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 214,456.

How much does an employee at PAND 13 earn?

The average wage cost per full-time employee at PAND 13 was € 36,100 in 2024: staff costs of € 68,612 for 1.9 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

Does PAND 13 have a website?

Yes, PAND 13 has a website at pand13.be.

PAND 13 (Private Limited) - Lochristi - BE0876176056

Dossier PAND 13, printed on 1 October 2026 from databakkes.be/en/0876176056/pand-13. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

PAND 13 from Lochristi, company number BE0876176056, closed financial year 2025 with a result of € 35,265 after tax. For that financial year PAND 13 recorded a gross margin of € 214,456 and equity of € 307,880. Compared with financial year 2024, the result moved from € -42,252 to € 35,265. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 31, 2026.

What it is worth Growing

€ 307,880

▲ 13% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 35,265

▲ still € 42,252 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 177,174

▲ 242% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 277,880.

People and assets in 2025

Wage cost

€ 101,852

▲ 48% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 360,104

▼ 15% vs 2024

€ 62,446 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 104,001

▲ 49% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 44,156

▲ 121% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 195,212 Gross margin 2022: € 195,212 First fiscal year in the series	€ 204,989 Gross margin 2023: € 204,989 ▲ 5% vs 2022 (€ 195,212) Favourable step	€ 100,308 Gross margin 2024: € 100,308 ▼ 51% vs 2023 (€ 204,989) Unfavourable step	€ 214,456 Gross margin 2025: € 214,456 ▲ 114% vs 2024 (€ 100,308) Favourable step	▲ 114%
Profit after taxes	€ 8,246 Profit after taxes 2022: € 8,246 First fiscal year in the series	€ 32,033 Profit after taxes 2023: € 32,033 ▲ 288% vs 2022 (€ 8,246) Favourable step	€ -42,252 Profit after taxes 2024: € -42,252 ▼ € 74,286 vs 2023 (€ 32,033) Unfavourable step	€ 35,265 Profit after taxes 2025: € 35,265 ▲ € 77,517 vs 2024 (€ -42,252) Favourable step	▲ € 77,517
Equity	€ 282,834 Equity 2022: € 282,834 First fiscal year in the series	€ 314,868 Equity 2023: € 314,868 ▲ 11% vs 2022 (€ 282,834) Favourable step	€ 272,615 Equity 2024: € 272,615 ▼ 13% vs 2023 (€ 314,868) Unfavourable step	€ 307,880 Equity 2025: € 307,880 ▲ 13% vs 2024 (€ 272,615) Favourable step	▲ 13%
Total debts	€ 675,706 Total debts 2022: € 675,706 First fiscal year in the series	€ 564,931 Total debts 2023: € 564,931 ▼ 16% vs 2022 (€ 675,706) Favourable step	€ 522,204 Total debts 2024: € 522,204 ▼ 8% vs 2023 (€ 564,931) Favourable step	€ 515,695 Total debts 2025: € 515,695 ▼ 1% vs 2024 (€ 522,204) Favourable step	▼ 1%
Cash	€ 70,868 Cash 2022: € 70,868 First fiscal year in the series	€ 41,436 Cash 2023: € 41,436 ▼ 42% vs 2022 (€ 70,868) Unfavourable step	€ 51,780 Cash 2024: € 51,780 ▲ 25% vs 2023 (€ 41,436) Favourable step	€ 177,174 Cash 2025: € 177,174 ▲ 242% vs 2024 (€ 51,780) Favourable step	▲ 242%
Land & buildings	€ 361,694 Land & buildings 2022: € 361,694 First fiscal year in the series	€ 333,871 Land & buildings 2023: € 333,871 ▼ 8% vs 2022 (€ 361,694) Unchanged	€ 306,049 Land & buildings 2024: € 306,049 ▼ 8% vs 2023 (€ 333,871) Unchanged	€ 278,226 Land & buildings 2025: € 278,226 ▼ 9% vs 2024 (€ 306,049) Unchanged	▼ 9%
Retained profit	€ 252,834 Retained profit 2022: € 252,834 First fiscal year in the series	€ 284,868 Retained profit 2023: € 284,868 ▲ 13% vs 2022 (€ 252,834) Favourable step	€ 242,615 Retained profit 2024: € 242,615 ▼ 15% vs 2023 (€ 284,868) Unfavourable step	€ 277,880 Retained profit 2025: € 277,880 ▲ 15% vs 2024 (€ 242,615) Favourable step	▲ 15%
Bank debt	€ 555,244 Bank debt 2022: € 555,244 First fiscal year in the series	€ 485,438 Bank debt 2023: € 485,438 ▼ 13% vs 2022 (€ 555,244) Favourable step	€ 423,235 Bank debt 2024: € 423,235 ▼ 13% vs 2023 (€ 485,438) Favourable step	€ 360,104 Bank debt 2025: € 360,104 ▼ 15% vs 2024 (€ 423,235) Favourable step	▼ 15%
Balance sheet total	€ 958,540 Balance sheet total 2022: € 958,540 First fiscal year in the series	€ 879,799 Balance sheet total 2023: € 879,799 ▼ 8% vs 2022 (€ 958,540) Unchanged	€ 794,819 Balance sheet total 2024: € 794,819 ▼ 10% vs 2023 (€ 879,799) Unchanged	€ 823,575 Balance sheet total 2025: € 823,575 ▲ 4% vs 2024 (€ 794,819) Unchanged	▲ 4%
Employees (FTE)	2.6 Employees (FTE) 2022: 2.6 First fiscal year in the series	2 Employees (FTE) 2023: 2 ▼ 0.6 vs 2022 (2.6) Unchanged	1.9 Employees (FTE) 2024: 1.9 ▼ 0.1 vs 2023 (2) Unchanged	-

Key figures of PAND 13, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to PAND 13?

What happened at PAND 13 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Mar 31, 2026 New annual accounts for financial year 2025: profit of € 35,265. Source: NBB ↗
Aug 1, 2017 New establishment in Lochristi. KBO
Oct 5, 2005 New establishment in Gent. KBO
Sep 20, 2005 Start of the company according to the CBE. KBO

In short

From € 8,246 profit in 2022 to € 35,265 profit in 2025.

Paid € 25,661 in corporate taxes since 2022.

Best year ever: 2025, with € 35,265 profit.

On average € 52,800 of value added per employee in 2024.

Original PDFs at the National Bank ↗

A new publication or filing at PAND 13? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Christina Van de Velde

PAND 13

Behind PAND 13 is Christina Van de Velde.

See the full network in the app

Directors

According to the 2025 annual accounts

Christina Van de Velde

Manager

Establishments

Establishment units

Physical locations of this company

Registered office

Antwerpse Steenweg 144

9080 Lochristi

2.149.343.618

Henegouwenstraat 13

9000 Gent

Active since 5 October 2005

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTP pand13.be

Canonical: http://www.pand13.be

Technologies

Google AnalyticsGoogle FontsNginxjQuery

Hosting & Email

Email provider

Self-hosted

Hosting

COMBELL-AS, BE

Website info

HTTPS Nee

Languages NL

Features

Security

✗ HTTPS

✗ SPF

✗ DMARC

Network

✓ IPv6

Details

Company number

0876.176.056

VAT number

BE 0876.176.056

Registered office

Antwerpse Steenweg 144, 9080 Lochristi

Names & denominations

PAND 13

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

20 September 2005

Peppol

Active · Active since 21 Nov 2025

Contact

pand13.be

Activities · NACE

Detailhandel in damesbovenkleding

Detailhandel in bovenkleding voor dames

Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)

Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)

View on CBE Public ↗ Annual accounts (NBB) ↗

PAND 13

Financials

What happened to PAND 13?

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Management

Directors

Establishments

Establishment units

Website

Technologies

Hosting & Email

Website info

Features

Security

Network

Details

Frequently asked questions