Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
-
Shrinking team NBB
FTE fell two years in a row, from 1.4 to 0.
Financials
Financial year 2025
YVES RENARD from Lommel, company number BE0875890105, closed financial year 2025 with a result of € 12,625 after tax. For that financial year YVES RENARD recorded a gross margin of € 46,685 and equity of € 39,564. Compared with financial year 2024, the result moved from € 2,807 to € 12,625. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 39,564
▲ 47% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,625
▲ € 9,818 vs 2024
Profit after tax over the fiscal year.
€ 23,526
▲ 94% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -12,536.
People and assets in 2025
0
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 8,091
▼ 49% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 225,000
Loans from banks and other lenders, long and short.
€ 16,251
▼ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,272
▼ 39% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 13,985 | € -54 | € 90,492 | € 46,685 | ▼ 48% |
| Profit after taxes | € -13,524 | € -65,885 | € 2,807 | € 12,625 | ▲ € 9,818 |
| Equity | € 90,017 | € 24,132 | € 26,939 | € 39,564 | ▲ 47% |
| Total debts | € 547,604 | € 550,272 | € 527,358 | € 470,212 | ▼ 11% |
| Cash | € 63,780 | € 25,330 | € 12,096 | € 23,526 | ▲ 94% |
| Retained profit | € 37,917 | € -27,968 | € -25,161 | € -12,536 | ▲ € 12,625 |
| Bank debt | € 350,000 | € 220,000 | € 225,000 | € 225,000 | |
| Balance sheet total | € 637,621 | € 574,404 | € 554,297 | € 509,776 | ▼ 8% |
| Employees (FTE) | 0.8 | 1.4 | 0.4 | 0 | ▼ 0.4 |
Key figures of YVES RENARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to YVES RENARD?
What happened at YVES RENARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,625 (▲ € 9,818 vs 2024). Source: NBB ↗
- BETIM INVEST BV became a director. NBB
- New establishment in Lommel. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,524 loss in 2022 to € 12,625 profit in 2025.
Paid € 2,404 in corporate taxes since 2022.
Best year ever: 2025, with € 12,625 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Betim Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
YVES RENARDBehind YVES RENARD is BETIM INVEST BV. The shares are held by Betim Invest (100%).
Directors
According to the 2025 annual accounts
Director · represented by Ronald Timmermans
since 2018
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Dorp 20
3920 Lommel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0875.890.105
- VAT number
- BE 0875.890.105
- Registered office
- Dorp 20, 3920 Lommel
- Names & denominations
- YVES RENARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 September 2005
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Activiteiten van holdings
Managementactiviteiten van holdings
Holdings