Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LUDIMA from La Louvière, company number BE0875882680, closed financial year 2025 with a result of € 7,302 after tax. For that financial year LUDIMA recorded a gross margin of € 126,479 and equity of € -101,569. Compared with financial year 2024, the result moved from € -26,207 to € 7,302. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ -101,569
▲ € 7,302 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,302
▲ still € 26,207 loss in 2024
Profit after tax over the fiscal year.
€ 1,818
▲ 76% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -120,169.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 97,780
▲ 51% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,481
▼ 45% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 40,187
▼ 57% vs 2024
€ 16,473 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 72,287
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 69,893 | € -33,267 | € 65,989 | € 126,479 | ▲ 92% |
| Profit after taxes | € -35,399 | € -179,020 | € -26,207 | € 7,302 | ▲ € 33,509 |
| Equity | € 96,357 | € -82,663 | € -108,870 | € -101,569 | ▲ € 7,302 |
| Total debts | € 237,147 | € 251,746 | € 276,063 | € 215,545 | ▼ 22% |
| Cash | € 1,318 | € 1,039 | € 1,032 | € 1,818 | ▲ 76% |
| Retained profit | € 77,757 | € -101,263 | € -127,470 | € -120,169 | ▲ € 7,302 |
| Bank debt | € 120,618 | € 126,019 | € 93,176 | € 40,187 | ▼ 57% |
| Balance sheet total | € 333,504 | € 169,083 | € 167,193 | € 113,976 | ▼ 32% |
Key figures of LUDIMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LUDIMA?
What happened at LUDIMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,302. Source: NBB ↗
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,399 loss in 2022 to € 7,302 profit in 2025.
Paid € 785 in corporate taxes since 2022.
Best year ever: 2025, with € 7,302 profit.
A new publication or filing at LUDIMA? We notify you, reason included.
Follow LUDIMADatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LUDIMA is Ludovic JARECKI. Ludovic JARECKI is also behind ENTREPRISES DE CONSTRUCTIONS JARECKI.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue du Champ Perdu(M) 41
7110 La Louvière
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0875.882.680
- VAT number
- BE 0875.882.680
- Registered office
- Rue du Champ Perdu(M) 41, 7110 La Louvière
- Names & denominations
- LUDIMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 September 2005
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde werkzaamheden in de bouw
Overige gespecialiseerde bouwwerkzaamheden
Bouwrijp maken van terreinen
Stukadoorswerk
Installatie van isolatie
Dakwerkzaamheden
Algemene bouw van residentiële gebouwen
+4