Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CINAMON from Tournai, company number BE0874644644, closed financial year 2025 with a result of € 49,049 after tax. For that financial year CINAMON recorded a gross margin of € 99,511 and equity of € 477,156. Compared with financial year 2024, the result moved from € 47,570 to € 49,049. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 28, 2026.
€ 477,156
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 49,049
▲ 3% vs 2024
Profit after tax over the fiscal year.
€ 44,170
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 446,156.
People and assets in 2025
€ 8,224
▲ € 6,644 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 95,627
▼ 30% vs 2024
€ 43,028 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 3,600
▼ 72% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 142,725 | € 128,689 | € 117,713 | € 99,511 | ▼ 15% |
| Profit after taxes | € 59,477 | € 43,189 | € 47,570 | € 49,049 | ▲ 3% |
| Equity | € 487,792 | € 530,981 | € 428,107 | € 477,156 | ▲ 11% |
| Total debts | € 310,748 | € 207,901 | € 211,696 | € 142,432 | ▼ 33% |
| Cash | € 81,860 | € 23,136 | € 44,231 | € 44,170 | |
| Land & buildings | € 417,140 | € 373,034 | € 341,034 | € 319,746 | ▼ 6% |
| Retained profit | € 456,792 | € 499,981 | € 397,107 | € 446,156 | ▲ 12% |
| Dividend | € 68,526 | € 0 | € 150,444 | € 0 | ▼ 100% |
| Bank debt | € 215,938 | € 177,245 | € 137,158 | € 95,627 | ▼ 30% |
| Balance sheet total | € 798,540 | € 738,882 | € 639,803 | € 619,588 | ▼ 3% |
Key figures of CINAMON, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CINAMON?
What happened at CINAMON in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Blandine SCHAFFER stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 49,049 (▲ 3% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Tournai. KBO
- Blandine SCHAFFER became a director. NBB
In short
From € 59,477 profit in 2022 to € 49,049 profit in 2025.
Paid € 115,615 in corporate taxes since 2022.
Best year ever: 2022, with € 59,477 profit.
Paid out € 218,970 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Blandine SCHAFFER
Director
since 2005 · until 2035
Establishments
Establishment units
Physical locations of this company
Rue du Tir à la Cible(TOU) 46
7500 Tournai
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0874.644.644
- VAT number
- BE 0874.644.644
- Registered office
- Rue du Tir à la Cible(TOU) 46, 7500 Tournai
- Names & denominations
- CINAMON
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 June 2005
- Peppol
- Active · Active since 20 Jan 2026
- Activities · NACE
Activiteiten van huisartspraktijken