Financials
Financial year 2025
J.S.M. from Malmedy, company number BE0874307124, closed financial year 2025 with a result of € 5,520 after tax. For that financial year J.S.M. recorded a gross margin of € 27,904 and equity of € 112,780. Compared with financial year 2024, the result moved from € 25,861 to € 5,520. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ 112,780
▼ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,520
▼ 79% vs 2024
Profit after tax over the fiscal year.
€ 35,237
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 112,780.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 6,831
▲ 10% vs 2024
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 5,810
▼ 63% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 13,221
▼ 60% vs 2024
Loans from banks and other lenders, long and short.
€ 9,131
▼ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,349
▼ 31% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,816 | € 63,960 | € 63,257 | € 27,904 | ▼ 56% |
| Profit after taxes | € 15,510 | € 21,464 | € 25,861 | € 5,520 | ▼ 79% |
| Equity | € 102,435 | € 123,899 | € 141,760 | € 112,780 | ▼ 20% |
| Total debts | € 114,607 | € 86,084 | € 79,813 | € 60,601 | ▼ 24% |
| Cash | € 43,877 | € 35,370 | € 63,819 | € 35,237 | ▼ 45% |
| Retained profit | € 102,435 | € 123,899 | € 141,760 | € 112,780 | ▼ 20% |
| Dividend | € 0 | € 0 | € 8,000 | € 0 | ▼ 100% |
| Bank debt | € 100,218 | € 61,722 | € 32,937 | € 13,221 | ▼ 60% |
| Balance sheet total | € 217,042 | € 209,983 | € 221,573 | € 173,381 | ▼ 22% |
Key figures of J.S.M., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J.S.M.?
What happened at J.S.M. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,520 (▼ 79% vs 2024). Source: NBB ↗
- New establishment in Malmedy. KBO
- Start of the company according to the CBE. KBO
- Joël, Joseph SCHAIR became a director. NBB
In short
From € 15,510 profit in 2022 to € 5,520 profit in 2025.
Paid € 29,366 in corporate taxes since 2022.
Best year ever: 2024, with € 25,861 profit.
Paid out € 8,000 in dividends to the owners in total.
Management
Behind J.S.M. is Joël, Joseph SCHAIR.
Directors
According to the 2025 annual accounts
Joël, Joseph SCHAIR
Director
since 2005
Establishments
Establishment units
Physical locations of this company
Avenue des Alliés 98 box b
4960 Malmedy
Avenue des Alliés 98 box D
4960 Malmedy
Active since 1 May 2012
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0874.307.124
- VAT number
- BE 0874.307.124
- Registered office
- Avenue des Alliés 98 bus b, 4960 Malmedy
- Names & denominations
- J.S.M.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 June 2005
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
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