Financials
Financial year 2025
BDG FINANCES from Namur, company number BE0874157565, closed financial year 2025 with a result of € 19,956 after tax. For that financial year BDG FINANCES recorded a gross margin of € 54,457 and equity of € 123,889. Compared with financial year 2024, the result moved from € 11,341 to € 19,956. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 123,889
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 19,956
▲ 76% vs 2024
Profit after tax over the fiscal year.
€ 13,177
▲ € 12,577 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 20,000 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 14,454
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 12,741
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 26,651
▼ 30% vs 2024
€ 9,675 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 4,086
▼ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,663
▲ 11% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 24,035 | € 28,435 | € 41,718 | € 54,457 | ▲ 31% |
| Profit after taxes | € 15,253 | € 14,582 | € 11,341 | € 19,956 | ▲ 76% |
| Equity | € 101,010 | € 112,592 | € 123,933 | € 123,889 | |
| Total debts | € 69,766 | € 64,487 | € 61,686 | € 69,935 | ▲ 13% |
| Cash | € 21,904 | € 8,141 | € 600 | € 13,177 | ▲ € 12,577 |
| Land & buildings | € 43,626 | € 40,751 | € 37,877 | € 35,003 | ▼ 8% |
| Retained profit | € 82,410 | € 93,992 | € 105,333 | € 105,289 | |
| Dividend | € 6,000 | € 3,000 | € 0 | € 20,000 | |
| Bank debt | € 31,338 | € 44,672 | € 38,030 | € 26,651 | ▼ 30% |
| Balance sheet total | € 170,776 | € 177,078 | € 185,619 | € 193,824 | ▲ 4% |
Key figures of BDG FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BDG FINANCES?
What happened at BDG FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 19,956 (▲ 76% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Namur. KBO
- David GERARD became a director. NBB
In short
From € 15,253 profit in 2022 to € 19,956 profit in 2025.
Paid € 25,625 in corporate taxes since 2022.
Best year ever: 2025, with € 19,956 profit.
Paid out € 29,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
David GERARD
Director
since 2005
Establishments
Establishment units
Physical locations of this company
Avenue du Bois Carré(JB) 8
5100 Namur
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
LWS, FR
Website info
Features
Security
Network
Details
- Company number
- 0874.157.565
- VAT number
- BE 0874.157.565
- Registered office
- Avenue du Bois Carré(JB) 8, 5100 Namur
- Names & denominations
- BDG FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 May 2005
- Peppol
- Active · Active since 3 Mar 2026
- Contact
- bdgfinances.be [email protected]