Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZAIO from Schaarbeek, company number BE0873636636, closed financial year 2025 with a result of € -309 after tax. For that financial year ZAIO recorded a gross margin of € 38,354 and equity of € -53,345. Compared with financial year 2024, the result moved from € -20,642 to € -309. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 5, 2026.
€ -53,345
▼ € 309 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -309
▲ 99 % less loss than in 2024
Profit after tax over the fiscal year.
€ 23,055
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -71,945.
People and assets in 2025
€ 32,448
▼ 19% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 10,399
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,975
▼ 77% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,413 | € 2,066 | € 61,254 | € 38,354 | ▼ 37% |
| Profit after taxes | € -7,352 | € -25,413 | € -20,642 | € -309 | ▲ € 20,333 |
| Equity | € -6,982 | € -32,395 | € -53,037 | € -53,345 | ▼ € 309 |
| Total debts | € 53,892 | € 62,241 | € 109,592 | € 86,438 | ▼ 21% |
| Cash | € 17,708 | € 14,647 | € 39,972 | € 23,055 | ▼ 42% |
| Retained profit | € -25,582 | € -50,995 | € -71,637 | € -71,945 | |
| Balance sheet total | € 46,910 | € 29,847 | € 56,556 | € 33,093 | ▼ 41% |
Key figures of ZAIO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZAIO?
What happened at ZAIO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 309. Source: NBB ↗
- New establishment in Jette. KBO
- Start of the company according to the CBE. KBO
- New establishment in Schaarbeek. KBO
In short
From € 7,352 loss in 2022 to € 309 loss in 2025.
Paid € 22,398 in corporate taxes since 2022.
A new publication or filing at ZAIO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Brabantstraat 137
1030 Schaarbeek
Sint-Pieterskerkstraat 90
1090 Jette
Active since 1 September 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0873.636.636
- VAT number
- BE 0873.636.636
- Registered office
- Brabantstraat 137, 1030 Schaarbeek
- Names & denominations
- ZAIO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 May 2005
- Peppol
- Active · Active since 25 Nov 2025
- Activities · NACE
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