What is the address of OPTIMUM FINANCE?

The registered office of OPTIMUM FINANCE is located at Rue de Genval 20, 1301 Wavre.

Is OPTIMUM FINANCE still active?

Yes. According to the CBE (31 October 2026) OPTIMUM FINANCE is active, legal situation “Normale toestand”, started on 29 April 2005.

Is OPTIMUM FINANCE registered on Peppol?

No, OPTIMUM FINANCE is currently not registered on the Peppol network.

What is the enterprise number of OPTIMUM FINANCE?

The enterprise number of OPTIMUM FINANCE is BE0873561412.

When was OPTIMUM FINANCE founded?

OPTIMUM FINANCE was founded on 29 April 2005.

Who are the directors of OPTIMUM FINANCE?

According to the 2026 annual accounts, the directors of OPTIMUM FINANCE are: Laurence Mailland, Stéphane Vareltzis, Guy Vaneeckhout.

Is OPTIMUM FINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 29 April 2005; 5 annual accounts filed, latest fiscal year 2026; 3 directors known from the annual account.

How much profit did OPTIMUM FINANCE make in 2026?

OPTIMUM FINANCE posted a profit after taxes of € 37,872 in financial year 2026.

What is the revenue of OPTIMUM FINANCE?

As a small company, OPTIMUM FINANCE is not required to publish revenue in its annual accounts. In financial year 2026, its added value was € 126,219.

OPTIMUM FINANCE (Private Limited) - Wavre - BE0873561412

Dossier OPTIMUM FINANCE, printed on 1 November 2026 from databakkes.be/en/0873561412/optimum-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Figures corrected NBB

Corrected annual account filed for 2026.
Busy address KBO

23 other companies have their registered office at the same address; threshold 10.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2026

OPTIMUM FINANCE from Wavre, company number BE0873561412, closed financial year 2026 with a result of € 37,872 after tax. For that financial year OPTIMUM FINANCE recorded a gross margin of € 126,219 and equity of € 281,272. Compared with financial year 2025, the result moved from € 96,269 to € 37,872. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 12, 2026.

What it is worth Growing

€ 281,272

▲ 5% vs 2025

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 37,872

▼ 61% vs 2025

Profit after tax over the fiscal year.

Cash in the bank

€ 10,441

▼ 74% vs 2025

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 24,000 paid out

63 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2026

Vehicles and equipment

€ 59,021

▼ 24% vs 2025

Book value of vehicles, furniture and equipment.

Debts at end 2026

Bank debt ≈ 1 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 18,437

▼ 80% vs 2025

€ 16,719 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.

Owed to suppliers

€ 29,707

▲ € 22,433 vs 2025

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 7,200

▼ 81% vs 2025

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	2026	Change 2025 → 2026
Gross margin	€ 127,374 Gross margin 2023: € 127,374 First fiscal year in the series	€ 187,316 Gross margin 2024: € 187,316 ▲ 47% vs 2023 (€ 127,374) Favourable step	€ 217,649 Gross margin 2025: € 217,649 ▲ 16% vs 2024 (€ 187,316) Favourable step	€ 126,219 Gross margin 2026: € 126,219 ▼ 42% vs 2025 (€ 217,649) Unfavourable step	▼ 42%
Profit after taxes	€ 27,129 Profit after taxes 2023: € 27,129 First fiscal year in the series	€ 77,520 Profit after taxes 2024: € 77,520 ▲ 186% vs 2023 (€ 27,129) Favourable step	€ 96,269 Profit after taxes 2025: € 96,269 ▲ 24% vs 2024 (€ 77,520) Favourable step	€ 37,872 Profit after taxes 2026: € 37,872 ▼ 61% vs 2025 (€ 96,269) Unfavourable step	▼ 61%
Equity	€ 126,944 Equity 2023: € 126,944 First fiscal year in the series	€ 201,131 Equity 2024: € 201,131 ▲ 58% vs 2023 (€ 126,944) Favourable step	€ 267,400 Equity 2025: € 267,400 ▲ 33% vs 2024 (€ 201,131) Favourable step	€ 281,272 Equity 2026: € 281,272 ▲ 5% vs 2025 (€ 267,400) Favourable step	▲ 5%
Total debts	€ 379,982 Total debts 2023: € 379,982 First fiscal year in the series	€ 258,518 Total debts 2024: € 258,518 ▼ 32% vs 2023 (€ 379,982) Favourable step	€ 208,882 Total debts 2025: € 208,882 ▼ 19% vs 2024 (€ 258,518) Favourable step	€ 122,990 Total debts 2026: € 122,990 ▼ 41% vs 2025 (€ 208,882) Favourable step	▼ 41%
Cash	€ 778 Cash 2023: € 778 First fiscal year in the series	€ 18,017 Cash 2024: € 18,017 ▲ € 17,239 vs 2023 (€ 778) Favourable step	€ 39,798 Cash 2025: € 39,798 ▲ 121% vs 2024 (€ 18,017) Favourable step	€ 10,441 Cash 2026: € 10,441 ▼ 74% vs 2025 (€ 39,798) Unfavourable step	▼ 74%
Land & buildings	€ 188,779 Land & buildings 2023: € 188,779 First fiscal year in the series	€ 169,140 Land & buildings 2024: € 169,140 ▼ 10% vs 2023 (€ 188,779) Unchanged	€ 150,192 Land & buildings 2025: € 150,192 ▼ 11% vs 2024 (€ 169,140) Unchanged	€ 131,243 Land & buildings 2026: € 131,243 ▼ 13% vs 2025 (€ 150,192) Unchanged	▼ 13%
Retained profit	€ 108,244 Retained profit 2023: € 108,244 First fiscal year in the series	€ 182,431 Retained profit 2024: € 182,431 ▲ 69% vs 2023 (€ 108,244) Favourable step	€ 248,700 Retained profit 2025: € 248,700 ▲ 36% vs 2024 (€ 182,431) Favourable step	€ 262,572 Retained profit 2026: € 262,572 ▲ 6% vs 2025 (€ 248,700) Favourable step	▲ 6%
Dividend	€ 18,857 Dividend 2023: € 18,857 First fiscal year in the series	€ 3,332 Dividend 2024: € 3,332 ▼ 82% vs 2023 (€ 18,857) Unchanged	€ 30,000 Dividend 2025: € 30,000 ▲ € 26,668 vs 2024 (€ 3,332) Unchanged	€ 24,000 Dividend 2026: € 24,000 ▼ 20% vs 2025 (€ 30,000) Unchanged	▼ 20%
Bank debt	€ 222,820 Bank debt 2023: € 222,820 First fiscal year in the series	€ 172,101 Bank debt 2024: € 172,101 ▼ 23% vs 2023 (€ 222,820) Favourable step	€ 92,980 Bank debt 2025: € 92,980 ▼ 46% vs 2024 (€ 172,101) Favourable step	€ 18,437 Bank debt 2026: € 18,437 ▼ 80% vs 2025 (€ 92,980) Favourable step	▼ 80%
Balance sheet total	€ 506,926 Balance sheet total 2023: € 506,926 First fiscal year in the series	€ 459,649 Balance sheet total 2024: € 459,649 ▼ 9% vs 2023 (€ 506,926) Unchanged	€ 476,282 Balance sheet total 2025: € 476,282 ▲ 4% vs 2024 (€ 459,649) Unchanged	€ 404,263 Balance sheet total 2026: € 404,263 ▼ 15% vs 2025 (€ 476,282) Unchanged	▼ 15%

Key figures of OPTIMUM FINANCE, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.

What happened to OPTIMUM FINANCE?

What happened at OPTIMUM FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 12, 2026 Corrected annual accounts filed for financial year 2026. Source: NBB ↗
Apr 29, 2005 Start of the company according to the CBE. KBO
Apr 28, 2005 New establishment in Wavre. KBO

In short

From € 27,129 profit in 2023 to € 37,872 profit in 2026.

Paid € 126,403 in corporate taxes since 2023.

Best year ever: 2025, with € 96,269 profit.

Paid out € 76,189 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Laurence Mailland Stéphane Vareltzis Guy Vaneeckhout

OPTIMUM FINANCE

Behind OPTIMUM FINANCE are Laurence Mailland, Stéphane Vareltzis and Guy Vaneeckhout.

Directors

According to the 2026 annual accounts

Laurence Mailland

Director

Stéphane Vareltzis

Director

Guy Vaneeckhout

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Genval 20

1301 Wavre

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 23 companies are registered at this address.

All companies at this address →

SHOPPINFO

PETROGESTION

€ -550 gross margin · 2025

SECO - INVEST

€ 39,946 gross margin · 2025

INTERNATIONAL SERVICES & ADVICES

€ 59,926 gross margin · 2025

ERPICUM

€ 334,624 gross margin · 2025

+18 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0873.561.412
VAT number: BE 0873.561.412
Registered office: Rue de Genval 20, 1301 Wavre
Names & denominations: OPTIMUM FINANCE
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 29 April 2005
Peppol: Not registered
Contact: [email protected]

View on CBE Public ↗ Annual accounts (NBB) ↗

OPTIMUM FINANCE

Warning lights

Financials

What happened to OPTIMUM FINANCE?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions