Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
23 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
OPTIMUM FINANCE from Wavre, company number BE0873561412, closed financial year 2025 with a result of € 96,269 after tax. For that financial year OPTIMUM FINANCE recorded a gross margin of € 217,649 and equity of € 267,400. Compared with financial year 2024, the result moved from € 77,520 to € 96,269. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 267,400
▲ 33% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 96,269
▲ 24% vs 2024
Profit after tax over the fiscal year.
€ 39,798
▲ 121% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 30,000 paid out
31 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 77,589
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 92,980
▼ 46% vs 2024
€ 74,543 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 7,274
▼ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 38,053
▲ 61% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 273,349 | € 127,374 | € 187,316 | € 217,649 | ▲ 16% |
| Profit after taxes | € 137,796 | € 27,129 | € 77,520 | € 96,269 | ▲ 24% |
| Equity | € 118,671 | € 126,944 | € 201,131 | € 267,400 | ▲ 33% |
| Total debts | € 518,063 | € 379,982 | € 258,518 | € 208,882 | ▼ 19% |
| Cash | € 83,657 | € 778 | € 18,017 | € 39,798 | ▲ 121% |
| Land & buildings | € 208,417 | € 188,779 | € 169,140 | € 150,192 | ▼ 11% |
| Retained profit | € 99,971 | € 108,244 | € 182,431 | € 248,700 | ▲ 36% |
| Dividend | € 97,714 | € 18,857 | € 3,332 | € 30,000 | ▲ € 26,668 |
| Bank debt | € 272,373 | € 222,820 | € 172,101 | € 92,980 | ▼ 46% |
| Balance sheet total | € 636,734 | € 506,926 | € 459,649 | € 476,282 | ▲ 4% |
Key figures of OPTIMUM FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to OPTIMUM FINANCE?
What happened at OPTIMUM FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 96,269 (▲ 24% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Wavre. KBO
In short
From € 137,796 profit in 2022 to € 96,269 profit in 2025.
Paid € 169,070 in corporate taxes since 2022.
Best year ever: 2022, with € 137,796 profit.
Paid out € 149,903 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind OPTIMUM FINANCE are Elissabet Kescinidis, Guy Vaneeckhout, Laurence Mailland and Stéphane Vareltzis.
Directors
According to the 2025 annual accounts
Elissabet Kescinidis
Director
Guy Vaneeckhout
Director
Laurence Mailland
Director
Stéphane Vareltzis
Director
Establishments
Establishment units
Physical locations of this company
Rue de Genval 20
1301 Wavre
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 23 companies are registered at this address.
All companies at this address →SHOPPINFO
PETROGESTION
€ -550 gross margin · 2025
SECO - INVEST
€ 39,946 gross margin · 2025
INTERNATIONAL SERVICES & ADVICES
€ 59,926 gross margin · 2025
ERPICUM
€ 334,624 gross margin · 2025
+18 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0873.561.412
- VAT number
- BE 0873.561.412
- Registered office
- Rue de Genval 20, 1301 Wavre
- Names & denominations
- OPTIMUM FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 April 2005
- Peppol
- Not registered
- Contact
- [email protected]