Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GOLD AND FOREX INTERNATIONAL from Brussel, company number BE0872944570, closed financial year 2025 with a result of € 3.7 million after tax. For that financial year GOLD AND FOREX INTERNATIONAL recorded revenue of € 322 million and equity of € 4.8 million. Compared with financial year 2024, the result moved from € 1.9 million to € 3.7 million. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 4.8 million
▲ 21% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3.7 million
▲ 92% vs 2024
Profit after tax over the fiscal year.
€ 3.5 million
▼ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 2.5 million paid out
68 % of the profit went to the shareholders, mostly to GFIN (100 % of the shares). That is where the money ends up.
People and assets in 2025
12
▲ 3.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.4 million
▲ 103% vs 2024
€ 119,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 74,806
▲ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.3 million
▲ 165% vs 2024
€ 40,064 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 12.2 million
▲ € 11.1 million vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 14 days on average.
€ 1.2 million
▲ € 1.1 million vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 231,376,866 | € 208,012,190 | € 220,777,367 | € 321,959,730 | ▲ 46% |
| Profit after taxes | € 1,522,014 | € 2,037,075 | € 1,902,629 | € 3,654,342 | ▲ 92% |
| Equity | € 2,764,156 | € 3,640,737 | € 3,982,566 | € 4,825,084 | ▲ 21% |
| Total debts | € 6,438,137 | € 3,000,134 | € 5,585,451 | € 22,845,674 | ▲ € 17.3 million |
| Cash | € 4,506,297 | € 3,232,425 | € 4,035,369 | € 3,513,591 | ▼ 13% |
| Land & buildings | € 350,591 | € 326,727 | € 302,864 | € 0 | ▼ 100% |
| Retained profit | € 2,464,156 | € 3,340,737 | € 3,682,566 | € 4,548,573 | ▲ 24% |
| Dividend | € 1,000,000 | € 1,100,000 | € 1,500,000 | € 2,500,000 | ▲ 67% |
| Bank debt | € 553,962 | € 515,944 | € 477,255 | € 1,262,886 | ▲ 165% |
| Balance sheet total | € 9,202,293 | € 6,640,871 | € 9,568,017 | € 27,670,758 | ▲ 189% |
| Employees (FTE) | 7 | 6 | 8.1 | 12 | ▲ 3.9 |
Key figures of GOLD AND FOREX INTERNATIONAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GOLD AND FOREX INTERNATIONAL?
What happened at GOLD AND FOREX INTERNATIONAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- WHITESTONE GROUP SA stepped down as director. NBB
- LORMANE SRL stepped down as director. NBB
- GFIN SRL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 3.7 million (▲ 92% vs 2024). Source: NBB ↗
- New establishment in Braine-l'Alleud. KBO
- New establishment in Antwerpen. KBO
- WHITESTONE GROUP SA became a director. NBB
- LORMANE SRL became a director. NBB
In short
From € 1.5 million profit in 2022 to € 3.7 million profit in 2025.
Paid € 3.2 million in corporate taxes since 2022.
Best year ever: 2025, with € 3.7 million profit.
Paid out € 6.1 million in dividends to the owners in total.
A new publication or filing at GOLD AND FOREX INTERNATIONAL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of GFIN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GOLD AND FOREX INTERNATIONALThe shares are held by GFIN (100%).
Directors
According to the 2025 annual accounts
Director · represented by COLLIER Martin
Owns 100% via GFIN
Also active at: ATIMA-TPIM, TILMAN, NEWTREE, ISO - TECH BELGIUM, Emulco, EMAsphere, TREESTONE, WHITESTONE PROPERTIES +7 more
since 2025 · until 2031
since 2022 · until 2027
since 2025 · until 2031
Shareholders
GFIN · holding of WHITESTONE GROUP SA
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Zuidstraat 101
1000 Brussel
Vestingstraat 70
2018 Antwerpen
Active since 1 July 2025
Place du Môle 1-2
1420 Braine-l'Alleud
Active since 15 September 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
DNS
Cloudflare DNS
Website info
Features
Security
Network
Details
- Company number
- 0872.944.570
- VAT number
- BE 0872.944.570
- Registered office
- Zuidstraat 101, 1000 Brussel
- Names & denominations
- GOLD AND FOREX INTERNATIONAL · GFI
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 4 April 2005
- Peppol
- Active · Active since 18 Dec 2025
- Contact
- goldforex.be
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.
Overige financiële dienstverlening, neg
Overige financiële instellingen, n.e.g.
Handelsbemiddeling in de groothandel in andere specifieke goederen