What does CUMA DES CARREFOURS do?

CUMA DES CARREFOURS is a rental company in Houyet. Cooperative, started on 31 March 2005, 1 establishment.

What is the address of CUMA DES CARREFOURS?

The registered office of CUMA DES CARREFOURS is located at Carrefour-Noël, M.-St-Blaise 2, 5560 Houyet.

Is CUMA DES CARREFOURS still active?

Yes. According to the CBE (30 October 2026) CUMA DES CARREFOURS is active, legal situation “Normale toestand”, started on 31 March 2005.

Is CUMA DES CARREFOURS registered on Peppol?

Yes, CUMA DES CARREFOURS is registered on the Peppol network with ID 0208:0872858557.

What is the enterprise number of CUMA DES CARREFOURS?

The enterprise number of CUMA DES CARREFOURS is BE0872858557.

When was CUMA DES CARREFOURS founded?

CUMA DES CARREFOURS was founded on 31 March 2005.

Who are the directors of CUMA DES CARREFOURS?

According to the 2025 annual accounts, the directors of CUMA DES CARREFOURS are: Sébastien LAMBERT, Bernard LAMBERT, Luc JACQMAIN, Laurence MARCHAL.

Is CUMA DES CARREFOURS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 31 March 2005; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account.

How much profit did CUMA DES CARREFOURS make in 2025?

CUMA DES CARREFOURS posted a profit after taxes of € 8,026 in financial year 2025.

What is the revenue of CUMA DES CARREFOURS?

As a small company, CUMA DES CARREFOURS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 50,605.

CUMA DES CARREFOURS (Cooperative) - Houyet - BE0872858557

Dossier CUMA DES CARREFOURS, printed on 30 October 2026 from databakkes.be/en/0872858557/cuma-des-carrefours. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

CUMA DES CARREFOURS from Houyet, company number BE0872858557, closed financial year 2025 with a result of € 8,026 after tax. For that financial year CUMA DES CARREFOURS recorded a gross margin of € 50,605 and equity of € 20,875. Compared with financial year 2024, the result moved from € 205 to € 8,026. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.

What it is worth Growing

€ 20,875

▲ 41% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 8,026

▲ € 7,821 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 7,495

▼ 33% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 12,215.

People and assets in 2025

Vehicles and equipment

€ 112,315

▼ 12% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 161,593

▼ 23% vs 2024

€ 47,164 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 31,955

▲ 153% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 11,500

▲ 109% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 40,712 Gross margin 2022: € 40,712 First fiscal year in the series	€ 57,133 Gross margin 2023: € 57,133 ▲ 40% vs 2022 (€ 40,712) Favourable step	€ 58,245 Gross margin 2024: € 58,245 ▲ 2% vs 2023 (€ 57,133) Favourable step	€ 50,605 Gross margin 2025: € 50,605 ▼ 13% vs 2024 (€ 58,245) Unfavourable step	▼ 13%
Profit after taxes	€ -3,073 Profit after taxes 2022: € -3,073 First fiscal year in the series	€ -3,486 Profit after taxes 2023: € -3,486 ▼ € 413 vs 2022 (€ -3,073) Unfavourable step	€ 205 Profit after taxes 2024: € 205 ▲ € 3,691 vs 2023 (€ -3,486) Favourable step	€ 8,026 Profit after taxes 2025: € 8,026 ▲ € 7,821 vs 2024 (€ 205) Favourable step	▲ € 7,821
Equity	€ 29,334 Equity 2022: € 29,334 First fiscal year in the series	€ 16,468 Equity 2023: € 16,468 ▼ 44% vs 2022 (€ 29,334) Unfavourable step	€ 14,761 Equity 2024: € 14,761 ▼ 10% vs 2023 (€ 16,468) Unfavourable step	€ 20,875 Equity 2025: € 20,875 ▲ 41% vs 2024 (€ 14,761) Favourable step	▲ 41%
Total debts	€ 111,428 Total debts 2022: € 111,428 First fiscal year in the series	€ 285,051 Total debts 2023: € 285,051 ▲ 156% vs 2022 (€ 111,428) Unfavourable step	€ 226,870 Total debts 2024: € 226,870 ▼ 20% vs 2023 (€ 285,051) Favourable step	€ 205,048 Total debts 2025: € 205,048 ▼ 10% vs 2024 (€ 226,870) Favourable step	▼ 10%
Cash	€ 2,455 Cash 2022: € 2,455 First fiscal year in the series	€ 4,724 Cash 2023: € 4,724 ▲ 92% vs 2022 (€ 2,455) Favourable step	€ 11,199 Cash 2024: € 11,199 ▲ 137% vs 2023 (€ 4,724) Favourable step	€ 7,495 Cash 2025: € 7,495 ▼ 33% vs 2024 (€ 11,199) Unfavourable step	▼ 33%
Retained profit	€ 9,330 Retained profit 2022: € 9,330 First fiscal year in the series	€ 3,983 Retained profit 2023: € 3,983 ▼ 57% vs 2022 (€ 9,330) Unfavourable step	€ 4,188 Retained profit 2024: € 4,188 ▲ 5% vs 2023 (€ 3,983) Favourable step	€ 12,215 Retained profit 2025: € 12,215 ▲ 192% vs 2024 (€ 4,188) Favourable step	▲ 192%
Bank debt	€ 80,007 Bank debt 2022: € 80,007 First fiscal year in the series	€ 255,921 Bank debt 2023: € 255,921 ▲ 220% vs 2022 (€ 80,007) Unfavourable step	€ 208,757 Bank debt 2024: € 208,757 ▼ 18% vs 2023 (€ 255,921) Favourable step	€ 161,593 Bank debt 2025: € 161,593 ▼ 23% vs 2024 (€ 208,757) Favourable step	▼ 23%
Balance sheet total	€ 141,935 Balance sheet total 2022: € 141,935 First fiscal year in the series	€ 301,519 Balance sheet total 2023: € 301,519 ▲ 112% vs 2022 (€ 141,935) Unchanged	€ 241,631 Balance sheet total 2024: € 241,631 ▼ 20% vs 2023 (€ 301,519) Unchanged	€ 225,923 Balance sheet total 2025: € 225,923 ▼ 7% vs 2024 (€ 241,631) Unchanged	▼ 7%

Key figures of CUMA DES CARREFOURS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CUMA DES CARREFOURS?

What happened at CUMA DES CARREFOURS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 17, 2026 New annual accounts for financial year 2025: profit of € 8,026 (▲ € 7,821 vs 2024). Source: NBB ↗
2023 Sébastien LAMBERT became a director. NBB
2023 Bernard LAMBERT became a director. NBB
2023 Luc JACQMAIN became a director. NBB
2023 Laurence MARCHAL became a director. NBB
Mar 31, 2005 New establishment in Hastière. KBO
Mar 31, 2005 Start of the company according to the CBE. KBO

In short

From € 3,073 loss in 2022 to € 8,026 profit in 2025.

Best year ever: 2025, with € 8,026 profit.

Original PDFs at the National Bank ↗

Management

Sébastien LAMBERT Bernard LAMBERT Luc JACQMAIN Laurence MARCHAL

CUMA DES CARREFOURS

Behind CUMA DES CARREFOURS are Sébastien LAMBERT, Bernard LAMBERT, Luc JACQMAIN and Laurence MARCHAL.

Directors

According to the 2025 annual accounts

Sébastien LAMBERT

Director

since 2023

Bernard LAMBERT

Director

since 2023

Luc JACQMAIN

Director

since 2023

Laurence MARCHAL

Managing director

since 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Carrefour-Noël, M.-St-Blaise 2

5560 Houyet

2.147.835.168

Quatre-Chemins, Blaimont 38

5542 Hastière

Active since 31 March 2005

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

Association MARCHAL Laurence & LAMBERT Sébastien

" MARCHAL-LAMBERT UNITÉ TVA"

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0872.858.557

VAT number

BE 0872.858.557

Registered office

Carrefour-Noël, M.-St-Blaise 2, 5560 Houyet

Names & denominations

CUMA DES CARREFOURS

Enterprise type

Rechtspersoon

Legal form

Cooperative company

Legal situation

Normale toestand

Start date

31 March 2005

Peppol

Active · Active since 18 Oct 2025

Contact

[email protected]

Activities · NACE

Verhuur en lease van landbouwmachines en -werktuigen

Diensten in verband met de landbouw; aanleg en onderhoud van tuinen en parken

Ondersteunende activiteiten in verband met de teelt van gewassen

View on CBE Public ↗ Annual accounts (NBB) ↗

CUMA DES CARREFOURS

Warning lights

Financials

What happened to CUMA DES CARREFOURS?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions