Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SaVa from Genk, company number BE0872769277, closed financial year 2025 with a result of € -9,346 after tax. For that financial year SaVa recorded a gross margin of € 114,829 and equity of € -87,362. Compared with financial year 2024, the result moved from € -45,038 to € -9,346. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ -87,362
▼ € 9,346 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,346
▲ 79 % less loss than in 2024
Profit after tax over the fiscal year.
€ 18,584
▲ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -105,912.
People and assets in 2025
€ 61,110
▼ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 38,878
▼ 25% vs 2024
Of which on lease € 8,168.
Debts at end 2025
€ 48,368
▼ 34% vs 2024
€ 21,868 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 20,551
▼ 26% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,665
▼ 14% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 91,707 | € 201,948 | € 93,026 | € 114,829 | ▲ 23% |
| Profit after taxes | € -24,176 | € -9,048 | € -45,038 | € -9,346 | ▲ € 35,692 |
| Equity | € -23,931 | € -32,979 | € -78,017 | € -87,362 | ▼ € 9,346 |
| Total debts | € 441,188 | € 380,884 | € 360,180 | € 312,738 | ▼ 13% |
| Cash | € 19,027 | € 13,000 | € 12,694 | € 18,584 | ▲ 46% |
| Land & buildings | € 18,936 | € 29,914 | € 26,509 | - | |
| Retained profit | € -42,481 | € -51,529 | € -96,567 | € -105,912 | ▼ € 9,346 |
| Bank debt | € 72,833 | € 68,204 | € 73,558 | € 48,368 | ▼ 34% |
| Balance sheet total | € 417,257 | € 347,905 | € 282,163 | € 225,376 | ▼ 20% |
Key figures of SaVa, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SaVa?
What happened at SaVa in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 9,346. Source: NBB ↗
- Maria Tzamouranis became a director. NBB
- Vallina Nelles became a director. NBB
- Marcel Arnold Nelles became a director. NBB
- Sari Nelles became a director. NBB
- New establishment in Genk. KBO
- Start of the company according to the CBE. KBO
In short
From € 24,176 loss in 2022 to € 9,346 loss in 2025.
Paid € 1,543 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SaVa are Maria Tzamouranis, Vallina Nelles, Marcel Arnold Nelles and Sari Nelles.
Directors
According to the 2025 annual accounts
Maria Tzamouranis
Director
since 2023
Vallina Nelles
Director
since 2023
Marcel Arnold Nelles
Director
since 2023
Sari Nelles
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Vennestraat 1
3600 Genk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
LEASEWEB-NL-AMS-01 Netherlands, NL
Website info
Features
Security
Details
- Company number
- 0872.769.277
- VAT number
- BE 0872.769.277
- Registered office
- Vennestraat 1, 3600 Genk
- Names & denominations
- SaVa
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 March 2005
- Peppol
- Active · Active since 14 Mar 2025
- Contact
- ogeros.be [email protected] 089358935
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Restaurants van het traditionele type
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Fastfoodzaken, snackbars, frituren en dergelijke
Eetgelegenheden met volledige bediening
Eetgelegenheden met beperkte bediening