Active · per the CBE, 31 October 2026
RMD- CONSEILS logo

RMD- CONSEILS

BE0872758092

Rechtspersoon Private limited company 2 establishments

RMD- CONSEILS is an insurance broker in Seneffe. Private Limited, started on 25 March 2005, 2 establishments.

Avenue Reine Astrid 293, 7180 Seneffe rmd-conseils.be

Behind the company: Maxime DEMARET, Renaud DEMARET.

Active for

21 year, 7 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

RMD- CONSEILS from Seneffe, company number BE0872758092, closed financial year 2025 with a result of € 214,639 after tax. For that financial year RMD- CONSEILS recorded a gross margin of € 1 million and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 270,830 to € 214,639. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 27, 2026.

What it is worth Healthy

€ 1.1 million

▼ 18% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 214,639

▼ 21% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 268,508

▲ 27% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 434,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

8

▲ 1.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 498,059

▲ 47% vs 2024

€ 62,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 234,028

▲ 46% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go

€ 394,058

▼ 15% vs 2024

€ 149,195 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 45,902

▲ 12% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 70,421

▼ 22% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 559,365 € 641,239 € 896,041 € 1,008,316 ▲ 13%
Profit after taxes € 143,252 € 164,982 € 270,830 € 214,639 ▼ 21%
Equity € 1,089,506 € 1,180,488 € 1,370,318 € 1,128,686 ▼ 18%
Total debts € 424,176 € 324,404 € 673,863 € 967,453 ▲ 44%
Cash € 548,619 € 285,602 € 211,143 € 268,508 ▲ 27%
Land & buildings € 533,989 € 505,499 € 511,226 € 507,668 ▼ 1%
Retained profit € 1,069,046 € 1,161,888 € 1,351,718 € 1,110,086 ▼ 18%
Dividend € 50,000 € 74,000 € 81,000 € 434,000 ▲ € 353,000
Bank debt € 278,879 € 189,207 € 460,992 € 394,058 ▼ 15%
Balance sheet total € 1,513,682 € 1,504,892 € 2,044,181 € 2,096,139 ▲ 3%
Employees (FTE) 5.2 5.3 6.7 8 ▲ 1.3

Key figures of RMD- CONSEILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to RMD- CONSEILS?

What happened at RMD- CONSEILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New establishment in Sombreffe. KBO
  • New annual accounts for financial year 2025: profit of € 214,639 (▼ 21% vs 2024). Source: NBB ↗
  • New establishment in Seneffe. KBO
  • Start of the company according to the CBE. KBO

In short

From € 143,252 profit in 2022 to € 214,639 profit in 2025.

Paid € 403,986 in corporate taxes since 2022.

Best year ever: 2024, with € 270,830 profit.

On average € 126,000 of value added per employee in 2025.

Management

Maxime DEMARET Renaud DEMARET
RMD- CONSEILS

Behind RMD- CONSEILS are Maxime DEMARET and Renaud DEMARET.

Directors

According to the 2025 annual accounts

Maxime DEMARET

Managing director

Renaud DEMARET

Managing director

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue Reine Astrid 293

7180 Seneffe

2.393.557.647

Chaussée de Nivelles 21

5140 Sombreffe

Active since 1 October 2026

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

ApacheGoogle AnalyticsGoogle FontsPHPWP RocketWPBakeryWordPressYoast SEOjQueryjQuery UIlazysizes

Certifications & Partners

FSMA

Hosting & Email

Email provider

Microsoft 365

Hosting

ATOM86-AS ATOM86, NL

Website info

HTTPS Ja
Languages FR
Copyright 2020

Features

Client portal Contact page

Security

✓ HTTPS
✓ SPF
✓ DMARC

Details

Company number
0872.758.092
VAT number
BE 0872.758.092
Registered office
Avenue Reine Astrid 293, 7180 Seneffe
Names & denominations
RMD- CONSEILS
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
25 March 2005
Peppol
Active · Active since 11 Dec 2024
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Frequently asked questions

What does RMD- CONSEILS do?
RMD- CONSEILS is an insurance broker in Seneffe. Private Limited, started on 25 March 2005, 2 establishments.
What is the address of RMD- CONSEILS?
The registered office of RMD- CONSEILS is located at Avenue Reine Astrid 293, 7180 Seneffe.
Is RMD- CONSEILS still active?
Yes. According to the CBE (31 October 2026) RMD- CONSEILS is active, legal situation “Normale toestand”, started on 25 March 2005.
Is RMD- CONSEILS registered on Peppol?
Yes, RMD- CONSEILS is registered on the Peppol network with ID 0208:0872758092.
What is the enterprise number of RMD- CONSEILS?
The enterprise number of RMD- CONSEILS is BE0872758092.
When was RMD- CONSEILS founded?
RMD- CONSEILS was founded on 25 March 2005.