Financials
Financial year 2025
PAQUES ET FILS ASSURANCES from Ans, company number BE0872556768, closed financial year 2025 with a result of € 33,505 after tax. For that financial year PAQUES ET FILS ASSURANCES recorded a gross margin of € 570,540 and equity of € 238,500. Compared with financial year 2024, the result moved from € 103,097 to € 33,505. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 238,500
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 33,505
▼ 68% vs 2024
Profit after tax over the fiscal year.
€ 436,080
▼ 26% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 50,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
7.4
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 472,538
▲ 16% vs 2024
€ 63,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 60,031
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 215,018
▼ 17% vs 2024
€ 63,832 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 90,202
▲ 138% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 78,913
▲ 58% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 561,282 | € 633,223 | € 595,900 | € 570,540 | ▼ 4% |
| Profit after taxes | € 137,724 | € 127,840 | € 103,097 | € 33,505 | ▼ 68% |
| Equity | € 259,059 | € 316,898 | € 254,995 | € 238,500 | ▼ 6% |
| Total debts | € 595,404 | € 668,784 | € 670,249 | € 506,065 | ▼ 24% |
| Cash | € 532,301 | € 628,308 | € 588,185 | € 436,080 | ▼ 26% |
| Retained profit | € 239,059 | € 296,898 | € 234,995 | € 218,500 | ▼ 7% |
| Dividend | € 180,000 | € 70,000 | € 165,000 | € 50,000 | ▼ 70% |
| Bank debt | € 253,841 | € 274,398 | € 259,372 | € 215,018 | ▼ 17% |
| Balance sheet total | € 854,463 | € 985,682 | € 925,244 | € 744,565 | ▼ 20% |
| Employees (FTE) | 5.8 | 6.8 | 7.5 | 7.4 | ▼ 0.1 |
Key figures of PAQUES ET FILS ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PAQUES ET FILS ASSURANCES?
What happened at PAQUES ET FILS ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 33,505 (▼ 68% vs 2024). Source: NBB ↗
- Henry Jean G PAQUES stepped down as director. NBB
- DENIS PAQUES GESTION INVESTISSEMENT SRL became a director. NBB
- Henry Jean G PAQUES became a director. NBB
- New establishment in Saint-Georges-sur-Meuse. KBO
- New establishment in Ans. KBO
- Start of the company according to the CBE. KBO
In short
From € 137,724 profit in 2022 to € 33,505 profit in 2025.
Paid € 68,777 in corporate taxes since 2022.
Best year ever: 2022, with € 137,724 profit.
On average € 77,100 of value added per employee in 2025.
A new publication or filing at PAQUES ET FILS ASSURANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PAQUES-GAICKI Finances comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PAQUES ET FILS ASSURANCESBehind PAQUES ET FILS ASSURANCES are PAQUES-GAICKI Finances SRL and DENIS PAQUES GESTION INVESTISSEMENT SRL. The shares are held by PAQUES-GAICKI Finances (98.8%).
Directors
According to the 2025 annual accounts
Director · represented by PAQUES Sylvie
since 2023
Henry Jean G PAQUES
Director
since 2023 · until 2025
Shareholders
98.8%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Georges Truffaut 115
4432 Ans
Rue Albert Ier 8
4470 Saint-Georges-sur-Meuse
Active since 19 September 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0872.556.768
- VAT number
- BE 0872.556.768
- Registered office
- Rue Georges Truffaut 115, 4432 Ans
- Names & denominations
- PAQUES ET FILS ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 March 2005
- Peppol
- Active · Active since 13 Jan 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten