Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHURCHILL FINANCE from Waterloo, company number BE0872359701, closed financial year 2025 with a result of € -7,750 after tax. For that financial year CHURCHILL FINANCE recorded a gross margin of € 61,360 and equity of € 211,854. Compared with financial year 2024, the result moved from € 82,815 to € -7,750. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 16, 2026.
€ 211,854
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,750
▼ still € 82,815 profit in 2024
Profit after tax over the fiscal year.
€ 21,070
▲ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 205,654.
People and assets in 2025
€ 72,593
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 719,844
▼ 13% vs 2024
€ 105,316 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 2,058
▲ 252% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 37,874 | € 88,385 | € 116,637 | € 61,360 | ▼ 47% |
| Profit after taxes | € -1,843 | € 56,791 | € 82,815 | € -7,750 | ▼ € 90,565 |
| Equity | € 79,999 | € 136,790 | € 219,605 | € 211,854 | ▼ 4% |
| Total debts | € 345,839 | € 327,095 | € 973,572 | € 955,436 | ▼ 2% |
| Cash | € 42,794 | € 58,660 | € 15,666 | € 21,070 | ▲ 34% |
| Land & buildings | € 308,561 | € 298,362 | € 288,162 | € 277,962 | ▼ 4% |
| Retained profit | € 73,799 | € 130,590 | € 213,405 | € 205,654 | ▼ 4% |
| Bank debt | € 252,981 | € 301,050 | € 822,987 | € 719,844 | ▼ 13% |
| Balance sheet total | € 436,833 | € 474,880 | € 1,204,172 | € 1,178,286 | ▼ 2% |
Key figures of CHURCHILL FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CHURCHILL FINANCE?
What happened at CHURCHILL FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,750 (▼ € 90,565 vs 2024). Source: NBB ↗
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,843 loss in 2022 to € 7,750 loss in 2025.
Paid € 10,943 in corporate taxes since 2022.
Best year ever: 2024, with € 82,815 profit.
Management
Behind CHURCHILL FINANCE is Philippe Brunin. It owns 100% of CHARLES DELAYE SRL and 100% of SEGERS et ASSOCIES itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue Noël 34
1410 Waterloo
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0872.359.701
- VAT number
- BE 0872.359.701
- Registered office
- Rue Noël 34, 1410 Waterloo
- Names & denominations
- CHURCHILL FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 March 2005
- Peppol
- Active · Active since 19 Nov 2025
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