Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
URBANI-WAL from Namur, company number BE0872081864, closed financial year 2025 with a result of € -2,980 after tax. For that financial year URBANI-WAL recorded a gross margin of € -2,460 and equity of € -109,278. Compared with financial year 2024, the result moved from € -878 to € -2,980. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ -109,278
▼ € 2,980 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,980
▼ 239 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -127,878.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 522
▼ 74% vs 2024
Loans from banks and other lenders, long and short.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 54,165 | - | € -117 | € -2,460 | ▼ € 2,343 |
| Profit after taxes | € -30,075 | € -1,324 | € -878 | € -2,980 | ▼ € 2,102 |
| Equity | € -104,095 | € -105,419 | € -106,297 | € -109,278 | ▼ € 2,980 |
| Total debts | € 110,828 | € 106,898 | € 106,297 | € 109,303 | ▲ 3% |
| Cash | € 2,401 | € 408 | - | - | |
| Retained profit | € -122,695 | € -124,019 | € -124,897 | € -127,878 | ▼ € 2,980 |
| Bank debt | € 8,668 | € 4,570 | € 1,986 | € 522 | ▼ 74% |
| Balance sheet total | € 6,733 | € 1,479 | € 0 | € 25 |
Key figures of URBANI-WAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to URBANI-WAL?
What happened at URBANI-WAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,980. filed late Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 30,075 loss in 2022 to € 2,980 loss in 2025.
Paid € 89 in corporate taxes since 2022.
A new publication or filing at URBANI-WAL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind URBANI-WAL is BERNARD PAQUES. BERNARD PAQUES is also behind FORELUX, PNT Bruxelles, PNT NAMUR, PNT and BEAMAT.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Chaussée de Marche(EP) 458
5101 Namur
Chaussée de Marche(EP) 875
5101 Namur
Active since 23 February 2005
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0872.081.864
- VAT number
- BE 0872.081.864
- Registered office
- Chaussée de Marche(EP) 458, 5101 Namur
- Names & denominations
- URBANI-WAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 February 2005
- Peppol
- Not registered
- Contact
- 0476576998