Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TOITURE DI PANE from Binche, company number BE0871914489, closed financial year 2025 with a result of € -4,441 after tax. For that financial year TOITURE DI PANE recorded a gross margin of € 143,568 and equity of € -75,953. Compared with financial year 2024, the result moved from € 53,409 to € -4,441. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.
€ -75,953
▼ € 4,441 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,441
▼ still € 53,409 profit in 2024
Profit after tax over the fiscal year.
€ 95
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -94,553.
People and assets in 2025
€ 111,292
▼ 8% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,297
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 78,310
▲ 49% vs 2024
€ 22,657 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 90,020
▼ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,417
▲ 194% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 123,063 | € 24,545 | € 208,060 | € 143,568 | ▼ 31% |
| Profit after taxes | € 9,250 | € -157,238 | € 53,409 | € -4,441 | ▼ € 57,850 |
| Equity | € 32,318 | € -124,921 | € -71,512 | € -75,953 | ▼ € 4,441 |
| Total debts | € 159,588 | € 247,562 | € 193,397 | € 176,130 | ▼ 9% |
| Cash | € 7,872 | € 173 | € 15,131 | € 95 | ▼ 99% |
| Retained profit | € 13,718 | € -143,521 | € -90,112 | € -94,553 | ▼ € 4,441 |
| Bank debt | € 66,560 | € 54,033 | € 52,398 | € 78,310 | ▲ 49% |
| Balance sheet total | € 191,905 | € 122,641 | € 121,885 | € 100,178 | ▼ 18% |
Key figures of TOITURE DI PANE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TOITURE DI PANE?
What happened at TOITURE DI PANE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,441 (▼ € 57,850 vs 2024). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Binche. KBO
In short
From € 9,250 profit in 2022 to € 4,441 loss in 2025.
Paid € 735 in corporate taxes since 2022.
Best year ever: 2024, with € 53,409 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Avenue Léopold III(PER) 328
7134 Binche
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0871.914.489
- VAT number
- BE 0871.914.489
- Registered office
- Avenue Léopold III(PER) 328, 7134 Binche
- Names & denominations
- TOITURE DI PANE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 February 2005
- Peppol
- Active · Active since 26 Aug 2025
- Contact
- [email protected]
- Activities · NACE
Dakbedekking en bouw van dakconstructies
Dakwerkzaamheden
Vervaardiging van metalen constructiewerken en onderdelen daarvan
Bouwrijp maken van terreinen
Vervaardiging van metalen constructiewerken en delen daarvan
Bouw van civieltechnische werken voor elektriciteit en telecommunicatie
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde werkzaamheden in de bouw
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