Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JMAG INVEST from Comblain-au-Pont, company number BE0871718313, closed financial year 2025 with a result of € -2,789 after tax. For that financial year JMAG INVEST recorded a gross margin of € 314,357 and equity of € 1.3 million. Compared with financial year 2024, the result moved from € -155,754 to € -2,789. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 26, 2026.
€ 1.3 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,789
▲ 98 % less loss than in 2024
Profit after tax over the fiscal year.
€ 93,449
▲ € 88,433 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.3 million.
People and assets in 2025
€ 25,888
▼ 50% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,113
▼ 62% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.4 million
▼ 11% vs 2024
€ 171,412 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 10,714
▲ 144% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,411
▼ 74% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 190,697 | € 182,037 | € 209,772 | € 314,357 | ▲ 50% |
| Profit after taxes | € -39,847 | € -164,153 | € -155,754 | € -2,789 | ▲ € 152,965 |
| Equity | € 1,655,800 | € 1,491,647 | € 1,335,893 | € 1,333,104 | |
| Total debts | € 1,536,111 | € 1,736,064 | € 1,641,907 | € 1,448,834 | ▼ 12% |
| Cash | € 358,834 | € 6,043 | € 5,016 | € 93,449 | ▲ € 88,433 |
| Land & buildings | € 3,103,491 | € 3,476,756 | € 3,216,706 | € 2,913,442 | ▼ 9% |
| Retained profit | € 1,575,200 | € 1,411,047 | € 1,255,293 | € 1,252,504 | |
| Bank debt | € 1,476,901 | € 1,670,602 | € 1,579,205 | € 1,409,111 | ▼ 11% |
| Balance sheet total | € 3,478,338 | € 3,499,308 | € 3,235,205 | € 3,025,751 | ▼ 6% |
Key figures of JMAG INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JMAG INVEST?
What happened at JMAG INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,789. Source: NBB ↗
- New establishment in Comblain-au-Pont. KBO
- Start of the company according to the CBE. KBO
- Christian Marie M Bovy became a director. NBB
In short
From € 39,847 loss in 2022 to € 2,789 loss in 2025.
Paid € 25,826 in corporate taxes since 2022.
A new publication or filing at JMAG INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JMAG INVEST is Christian Marie M Bovy. Christian Marie M Bovy is also behind Christian Bovy Management.
Directors
According to the 2025 annual accounts
since 2005
Establishments
Establishment units
Physical locations of this company
Quai de l'Ourthe 30
4170 Comblain-au-Pont
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0871.718.313
- VAT number
- BE 0871.718.313
- Registered office
- Quai de l'Ourthe 30, 4170 Comblain-au-Pont
- Names & denominations
- JMAG INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 February 2005
- Peppol
- Active · Active since 16 Dec 2025
- Contact
- [email protected] +323691500
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur van woningen, exclusief sociale woningen
Ontwikkeling van residentiële bouwprojecten
Projectontwikkeling voor woningbouw
Handel in eigen onroerend goed
Handel in onroerend goed