Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BY & CAR from Ans, company number BE0871440575, closed financial year 2025 with a result of € -177,250 after tax. For that financial year BY & CAR recorded a gross margin of € 76,267 and equity of € -84,364. Compared with financial year 2024, the result moved from € 46,477 to € -177,250. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ -84,364
▼ € 177,250 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -177,250
▼ still € 46,477 profit in 2024
Profit after tax over the fiscal year.
€ 23,626
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -102,964.
People and assets in 2025
€ 195,229
▲ 171% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,251
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 100,000
▲ 150% vs 2024
Loans from banks and other lenders, long and short.
€ 229,991
▲ 163% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 45,852
▼ 12% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 101,812 | € 99,731 | € 165,448 | € 76,267 | ▼ 54% |
| Profit after taxes | € 63,979 | € 42,534 | € 46,477 | € -177,250 | ▼ € 223,727 |
| Equity | € 3,875 | € 46,409 | € 92,886 | € -84,364 | ▼ € 177,250 |
| Total debts | € 194,881 | € 228,162 | € 343,147 | € 457,937 | ▲ 33% |
| Cash | € 37,599 | € 4,429 | € 23,379 | € 23,626 | ▲ 1% |
| Retained profit | € -14,725 | € 27,809 | € 74,286 | € -102,964 | ▼ € 177,250 |
| Bank debt | € 0 | € 0 | € 40,000 | € 100,000 | ▲ 150% |
| Balance sheet total | € 198,755 | € 274,571 | € 436,033 | € 373,573 | ▼ 14% |
Key figures of BY & CAR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BY & CAR?
What happened at BY & CAR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 177,250 (▼ € 223,727 vs 2024). Source: NBB ↗
- New establishment in Ans. KBO
- Start of the company according to the CBE. KBO
In short
From € 63,979 profit in 2022 to € 177,250 loss in 2025.
Paid € 39,376 in corporate taxes since 2022.
Best year ever: 2022, with € 63,979 profit.
A new publication or filing at BY & CAR? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue de Jemeppe 227
4431 Ans
Rue de Jemeppe 227 box B
4431 Ans
Active since 1 August 2015
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0871.440.575
- VAT number
- BE 0871.440.575
- Registered office
- Rue de Jemeppe 227, 4431 Ans
- Names & denominations
- BY & CAR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 January 2005
- Peppol
- Active · Active since 29 May 2026
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in onderdelen en accessoires van motorvoertuigen
Onderhoud en reparatie van motorvoertuigen, neg
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Reparatie en montage van specifieke auto-onderdelen
Onderhoud en reparatie van motorvoertuigen, n.e.g.
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)