Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BOUWEN EN VERBOUWEN LUC VAN OSSELAER from Beveren-Kruibeke-Zwijndrecht, company number BE0871237568, closed financial year 2025 with a result of € 8,811 after tax. For that financial year BOUWEN EN VERBOUWEN LUC VAN OSSELAER recorded a gross margin of € 84,257 and equity of € -50,655. Compared with financial year 2024, the result moved from € 6,226 to € 8,811. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 1, 2026.
€ -50,655
▲ € 8,811 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,811
▲ 42% vs 2024
Profit after tax over the fiscal year.
€ 12,511
▲ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -69,255.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 40,268
▼ 27% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 44,207
▼ 25% vs 2024
Of which on lease € 26,794.
Debts at end 2025
€ 116,354
▼ 23% vs 2024
€ 27,877 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 5,404
▼ 48% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 37
▼ 98% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 130,952 | € 105,180 | € 103,973 | € 84,257 | ▼ 19% |
| Profit after taxes | € 56,696 | € 19,834 | € 6,226 | € 8,811 | ▲ 42% |
| Equity | € -85,526 | € -65,692 | € -59,466 | € -50,655 | ▲ € 8,811 |
| Total debts | € 158,284 | € 164,120 | € 169,447 | € 127,605 | ▼ 25% |
| Cash | € 22,067 | € 13,526 | € 6,626 | € 12,511 | ▲ 89% |
| Land & buildings | € 17,852 | € 10,744 | € 4,311 | € 1,785 | ▼ 59% |
| Retained profit | € -104,126 | € -84,292 | € -78,066 | € -69,255 | ▲ € 8,811 |
| Bank debt | € 140,000 | € 140,484 | € 150,429 | € 116,354 | ▼ 23% |
| Balance sheet total | € 72,758 | € 98,428 | € 109,981 | € 76,951 | ▼ 30% |
Key figures of BOUWEN EN VERBOUWEN LUC VAN OSSELAER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to BOUWEN EN VERBOUWEN LUC VAN OSSELAER?
What happened at BOUWEN EN VERBOUWEN LUC VAN OSSELAER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,811 (▲ 42% vs 2024). Source: NBB ↗
- New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
- Start of the company according to the CBE. KBO
- Luc Van Osselaer became a director. NBB
In short
From € 56,696 profit in 2022 to € 8,811 profit in 2025.
Paid € 266 in corporate taxes since 2022.
Best year ever: 2022, with € 56,696 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BOUWEN EN VERBOUWEN LUC VAN OSSELAER is Luc Van Osselaer.
Directors
According to the 2025 annual accounts
Luc Van Osselaer
Director
since 2005
Establishments
Establishment units
Physical locations of this company
Polderweg 13
9120 Beveren-Kruibeke-Zwijndrecht
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0871.237.568
- VAT number
- BE 0871.237.568
- Registered office
- Polderweg 13, 9120 Beveren-Kruibeke-Zwijndrecht
- Names & denominations
- BOUWEN EN VERBOUWEN LUC VAN OSSELAER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 January 2005
- Peppol
- Active · Active since 16 May 2025
- Activities · NACE
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