What is the address of DEGALLAIX Bernard INSURANCE CONSULTING?

The registered office of DEGALLAIX Bernard INSURANCE CONSULTING is located at Rue Emile Carlier (BLA) 64, 7321 Bernissart.

Is DEGALLAIX Bernard INSURANCE CONSULTING still active?

No. The CBE lists DEGALLAIX Bernard INSURANCE CONSULTING with legal situation “Opening faillissement”. The date of the court ruling is published in the Belgian Official Gazette; the register does not carry it.

Is DEGALLAIX Bernard INSURANCE CONSULTING registered on Peppol?

No, DEGALLAIX Bernard INSURANCE CONSULTING is currently not registered on the Peppol network.

What is the enterprise number of DEGALLAIX Bernard INSURANCE CONSULTING?

The enterprise number of DEGALLAIX Bernard INSURANCE CONSULTING is BE0871155218.

When was DEGALLAIX Bernard INSURANCE CONSULTING founded?

DEGALLAIX Bernard INSURANCE CONSULTING was founded on 12 January 2005.

Is DEGALLAIX Bernard INSURANCE CONSULTING a reliable company?

Databakkes does not pass judgement; this is what the sources say: Opening faillissement according to the CBE, started on 12 January 2005; 3 annual accounts filed, latest fiscal year 2023.

How much profit did DEGALLAIX Bernard INSURANCE CONSULTING make in 2023?

DEGALLAIX Bernard INSURANCE CONSULTING recorded a loss after taxes of € 11,687 in financial year 2023.

What is the revenue of DEGALLAIX Bernard INSURANCE CONSULTING?

As a small company, DEGALLAIX Bernard INSURANCE CONSULTING is not required to publish revenue in its annual accounts. In financial year 2023, its added value was € 7,854.

DEGALLAIX Bernard INSURANCE CONSULTING (Private Limited)

Dossier DEGALLAIX Bernard INSURANCE CONSULTING, printed on 27 September 2026 from databakkes.be/en/0871155218/degallaix-bernard-insurance-consulting. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 3 of the last 3 fiscal years.
Tight liquidity NBB

Cash and receivables cover 1 % of short-term debt in 2023; threshold 65 %.
Legal situation KBO

Opening faillissement according to the CBE.

Financials

Financial year 2023

DEGALLAIX Bernard INSURANCE CONSULTING from Bernissart, company number BE0871155218, closed financial year 2023 with a result of € -11,687 after tax. For that financial year DEGALLAIX Bernard INSURANCE CONSULTING recorded a gross margin of € 7,854 and equity of € -265,223. Compared with financial year 2022, the result moved from € 4,263 to € -11,687. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2024.

What it is worth Caution

€ -265,223

▼ € 11,687 vs 2022

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -11,687

▼ still € 4,263 profit in 2022

Profit after tax over the fiscal year.

Cash in the bank

€ 1,914

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -311,423.

Debts at end 2023

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 424,515

▲ 2% vs 2022

€ 177,281 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 4,582

▲ 149% vs 2022

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 125

▼ 64% vs 2022

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	Change 2022 → 2023
Gross margin	€ 3,264 Gross margin 2021: € 3,264 First fiscal year in the series	€ 27,281 Gross margin 2022: € 27,281 ▲ € 24,017 vs 2021 (€ 3,264) Favourable step	€ 7,854 Gross margin 2023: € 7,854 ▼ 71% vs 2022 (€ 27,281) Unfavourable step	▼ 71%
Profit after taxes	€ -26,740 Profit after taxes 2021: € -26,740 First fiscal year in the series	€ 4,263 Profit after taxes 2022: € 4,263 ▲ € 31,003 vs 2021 (€ -26,740) Favourable step	€ -11,687 Profit after taxes 2023: € -11,687 ▼ € 15,949 vs 2022 (€ 4,263) Unfavourable step	▼ € 15,949
Equity	€ -257,798 Equity 2021: € -257,798 First fiscal year in the series	€ -253,536 Equity 2022: € -253,536 ▲ € 4,263 vs 2021 (€ -257,798) Favourable step	€ -265,223 Equity 2023: € -265,223 ▼ € 11,687 vs 2022 (€ -253,536) Unfavourable step	▼ € 11,687
Total debts	€ 685,423 Total debts 2021: € 685,423 First fiscal year in the series	€ 540,209 Total debts 2022: € 540,209 ▼ 21% vs 2021 (€ 685,423) Favourable step	€ 541,835 Total debts 2023: € 541,835 Unchanged (€ 540,209) Unfavourable step
Cash	€ 54 Cash 2021: € 54 First fiscal year in the series	-	€ 1,914 Cash 2023: € 1,914 First fiscal year in the series
Land & buildings	€ 427,076 Land & buildings 2021: € 427,076 First fiscal year in the series	€ 286,179 Land & buildings 2022: € 286,179 ▼ 33% vs 2021 (€ 427,076) Unchanged	€ 273,995 Land & buildings 2023: € 273,995 ▼ 4% vs 2022 (€ 286,179) Unchanged	▼ 4%
Retained profit	€ -299,798 Retained profit 2021: € -299,798 First fiscal year in the series	€ -295,536 Retained profit 2022: € -295,536 ▲ € 4,263 vs 2021 (€ -299,798) Favourable step	€ -311,423 Retained profit 2023: € -311,423 ▼ € 15,887 vs 2022 (€ -295,536) Unfavourable step	▼ € 15,887
Bank debt	€ 484,377 Bank debt 2021: € 484,377 First fiscal year in the series	€ 417,079 Bank debt 2022: € 417,079 ▼ 14% vs 2021 (€ 484,377) Favourable step	€ 424,515 Bank debt 2023: € 424,515 ▲ 2% vs 2022 (€ 417,079) Unfavourable step	▲ 2%
Balance sheet total	€ 427,625 Balance sheet total 2021: € 427,625 First fiscal year in the series	€ 286,674 Balance sheet total 2022: € 286,674 ▼ 33% vs 2021 (€ 427,625) Unchanged	€ 276,613 Balance sheet total 2023: € 276,613 ▼ 4% vs 2022 (€ 286,674) Unchanged	▼ 4%

Key figures of DEGALLAIX Bernard INSURANCE CONSULTING, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.

What happened to DEGALLAIX Bernard INSURANCE CONSULTING?

What happened at DEGALLAIX Bernard INSURANCE CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

DEGALLAIX Bernard INSURANCE CONSULTING is active according to the CBE. Legal situation: Opening faillissement.

Aug 20, 2024 New annual accounts for financial year 2023: loss of € 11,687 (▼ € 15,949 vs 2022). filed late Source: NBB ↗
Jan 12, 2005 Start of the company according to the CBE. KBO
Jan 6, 2005 New establishment in Bernissart. KBO

In short

From € 26,740 loss in 2021 to € 11,687 loss in 2023.

Paid € 351 in corporate taxes since 2021.

Best year ever: 2022, with € 4,263 profit.

Original PDFs at the National Bank ↗

A new publication or filing at DEGALLAIX Bernard INSURANCE CONSULTING? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Emile Carlier (BLA) 64

7321 Bernissart

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

Immo Green Box

€ 3,235 gross margin · 2025

ASSOCIATION DES COPROPRIETAIRES DE LA RUE EMILE CARLIER, 64 à BLATON

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0871.155.218
VAT number: BE 0871.155.218
Registered office: Rue Emile Carlier (BLA) 64, 7321 Bernissart
Names & denominations: DEGALLAIX Bernard INSURANCE CONSULTING · D.B.I.C.
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Opening faillissement
Start date: 12 January 2005
Peppol: Not registered

View on CBE Public ↗ Annual accounts (NBB) ↗

DEGALLAIX Bernard INSURANCE CONSULTING