Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
INSTITUUT VOOR BEDRIJFSKUNDE EN OPLEIDING-WELNESS FEDERATIE from Antwerpen, company number BE0871076232, closed financial year 2025 with a result of € -3,194 after tax. For that financial year INSTITUUT VOOR BEDRIJFSKUNDE EN OPLEIDING-WELNESS FEDERATIE recorded a gross margin of € -3,195 and equity of € -4,161. Compared with financial year 2024, the result moved from € -1,476 to € -3,194. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ -4,161
▼ € 3,194 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,194
▼ 116 % more loss than in 2024
Profit after tax over the fiscal year.
€ 419
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,373
▲ 169% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -362 | € -1,478 | € -3,195 | ▼ € 1,718 |
| Profit after taxes | € -95,512 | € -1,476 | € -3,194 | ▼ € 1,717 |
| Equity | € 509 | € -968 | € -4,161 | ▼ € 3,194 |
| Total debts | € 1,405 | € 2,963 | € 6,223 | ▲ 110% |
| Cash | € 614 | € 696 | € 419 | ▼ 40% |
| Retained profit | € 509 | € -968 | € -4,161 | ▼ € 3,194 |
| Balance sheet total | € 1,914 | € 1,996 | € 2,062 | ▲ 3% |
Key figures of INSTITUUT VOOR BEDRIJFSKUNDE EN OPLEIDING-WELNESS FEDERATIE, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INSTITUUT VOOR BEDRIJFSKUNDE EN OPLEIDING-WELNESS FEDERATIE?
What happened at INSTITUUT VOOR BEDRIJFSKUNDE EN OPLEIDING-WELNESS FEDERATIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,194. filed late Source: NBB ↗
- Ideation Hub BV became a director. NBB
- Chrétein Ruyters stepped down as director. NBB
- Chrétein Ruyters became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 95,512 loss in 2023 to € 3,194 loss in 2025.
A new publication or filing at INSTITUUT VOOR BEDRIJFSKUNDE EN OPLEIDING-WELNESS FEDERATIE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind INSTITUUT VOOR BEDRIJFSKUNDE EN OPLEIDING-WELNESS FEDERATIE are Benjamin Ruyters and Ideation Hub BV. The same people are also behind Centre de qualification professionnelle - Centrum voor beroepskwalificatie. Benjamin Ruyters is also behind Benjamin Elena Emile, BELENUS and SCHOONHEIDSSCHOOL-CENTRUM VOOR AVONDONDERWIJS. Ideation Hub BV is also behind The Product Architects.
Directors
According to the 2025 annual accounts
Benjamin Ruyters
Bestuurder - Zaakvoerder
Also active at: Centre de qualification professionnelle - Centrum voor beroepskwalificatie, Benjamin Elena Emile, BELENUS, SCHOONHEIDSSCHOOL-CENTRUM VOOR AVONDONDERWIJS
Director · represented by Hederik Laloo
Also active at: Centre de qualification professionnelle - Centrum voor beroepskwalificatie, The Product Architects
since 2025
Chrétein Ruyters
Director
since 2015 · until 2025
Establishments
Establishment units
Physical locations of this company
Mechelsesteenweg 73
2018 Antwerpen
Mechelsesteenweg 73 box 1
2018 Antwerpen
Active since 1 June 2006
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0871.076.232
- VAT number
- BE 0871.076.232
- Registered office
- Mechelsesteenweg 73, 2018 Antwerpen
- Names & denominations
- INSTITUUT VOOR BEDRIJFSKUNDE EN OPLEIDING-WELNESS FEDERATIE · IVBO WELNESS FEDERATIE
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 10 January 2005
- Peppol
- Not registered