Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Z & T from Houffalize, company number BE0870983388, closed financial year 2025 with a result of € -36,925 after tax. For that financial year Z & T recorded a gross margin of € -2,193 and equity of € -127,265. Compared with financial year 2024, the result moved from € -26,990 to € -36,925. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 11, 2026.
€ -127,265
▼ € 36,925 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -36,925
▼ 37 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,282
▲ € 1,092 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -189,265.
Debts at end 2025
€ 134,258
▼ 16% vs 2024
€ 23,103 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 8,507
▲ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2021 | 2022 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 6,051 | € 3,992 | € 4,020 | € -2,193 | ▼ € 6,214 |
| Profit after taxes | € -18,915 | € -27,447 | € -26,990 | € -36,925 | ▼ € 9,935 |
| Equity | € -12,992 | € -40,438 | € -90,341 | € -127,265 | ▼ € 36,925 |
| Total debts | € 540,261 | € 541,847 | € 546,467 | € 567,615 | ▲ 4% |
| Cash | € 1,890 | € 177 | € 190 | € 1,282 | ▲ € 1,092 |
| Land & buildings | € 524,845 | € 500,386 | € 451,468 | € 428,205 | ▼ 5% |
| Retained profit | € -74,992 | € -102,438 | € -152,341 | € -189,265 | ▼ € 36,925 |
| Bank debt | € 268,500 | € 265,363 | € 160,187 | € 134,258 | ▼ 16% |
| Balance sheet total | € 527,270 | € 501,409 | € 456,126 | € 440,350 | ▼ 3% |
Key figures of Z & T, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Z & T?
What happened at Z & T in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 36,925. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 18,915 loss in 2021 to € 36,925 loss in 2025.
Management
Behind Z & T is Boxinthebox SPRL.
Directors
According to the 2025 annual accounts
Administrator-manager · represented by Sabine Degryse
Establishments
Establishment units
Physical locations of this company
Rue Saint-Jean 1-2
6666 Houffalize
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0870.983.388
- VAT number
- BE 0870.983.388
- Registered office
- Rue Saint-Jean 1-2, 6666 Houffalize
- Names & denominations
- Z & T
- Enterprise type
- Rechtspersoon
- Legal form
- Commanditaire vennootschap op aandelen
- Legal situation
- Normale toestand
- Start date
- 5 January 2005
- Peppol
- Not registered