Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Bureau d'Assurance Michel KELLENS from Beyne-Heusay, company number BE0870830366, closed financial year 2025 with a result of € 84,722 after tax. For that financial year Bureau d'Assurance Michel KELLENS recorded a gross margin of € 142,897 and equity of € 552,959. Compared with financial year 2024, the result moved from € 71,889 to € 84,722. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 552,959
▲ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 84,722
▲ 18% vs 2024
Profit after tax over the fiscal year.
€ 59,238
▲ 122% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 534,359.
People and assets in 2025
€ 18,324
▲ 61% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 555
▼ 95% vs 2024
Loans from banks and other lenders, long and short.
€ 11,025
▲ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,985
▲ 28% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 99,971 | € 120,604 | € 129,686 | € 142,897 | ▲ 10% |
| Profit after taxes | € 46,196 | € 53,803 | € 71,889 | € 84,722 | ▲ 18% |
| Equity | € 342,545 | € 396,348 | € 468,237 | € 552,959 | ▲ 18% |
| Total debts | € 235,183 | € 177,446 | € 133,098 | € 106,109 | ▼ 20% |
| Cash | € 38,224 | € 5,075 | € 26,683 | € 59,238 | ▲ 122% |
| Land & buildings | € 487,232 | € 526,139 | € 529,205 | € 505,994 | ▼ 4% |
| Retained profit | € 323,945 | € 377,748 | € 449,637 | € 534,359 | ▲ 19% |
| Dividend | € 113,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 90,609 | € 50,241 | € 12,125 | € 555 | ▼ 95% |
| Balance sheet total | € 577,728 | € 573,794 | € 601,335 | € 659,068 | ▲ 10% |
Key figures of Bureau d'Assurance Michel KELLENS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Bureau d'Assurance Michel KELLENS?
What happened at Bureau d'Assurance Michel KELLENS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 84,722 (▲ 18% vs 2024). Source: NBB ↗
- Michel Louis KELLENS became a director. NBB
- New establishment in Beyne-Heusay. KBO
- Start of the company according to the CBE. KBO
In short
From € 46,196 profit in 2022 to € 84,722 profit in 2025.
Paid € 102,585 in corporate taxes since 2022.
Best year ever: 2025, with € 84,722 profit.
Paid out € 113,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Bureau d'Assurance Michel KELLENS is Michel Louis KELLENS.
Directors
According to the 2025 annual accounts
Michel Louis KELLENS
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue de l'Arbois 25
4610 Beyne-Heusay
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0870.830.366
- VAT number
- BE 0870.830.366
- Registered office
- Rue de l'Arbois 25, 4610 Beyne-Heusay
- Names & denominations
- Bureau d'Assurance Michel KELLENS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 December 2004
- Peppol
- Active · Active since 24 Nov 2023