Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CORTIL IMMO from Chastre, company number BE0870779886, closed financial year 2025 with a result of € 5,060 after tax. For that financial year CORTIL IMMO recorded a gross margin of € 191,986 and equity of € 113,118. Compared with financial year 2024, the result moved from € 39,350 to € 5,060. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 113,118
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,060
▼ 87% vs 2024
Profit after tax over the fiscal year.
€ 26,538
▼ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -600,882.
Debts at end 2025
€ 1.4 million
▼ 15% vs 2024
€ 93,510 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 20,011
▲ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 169,363 | € 201,903 | € 224,356 | - | |
| Gross margin | € 125,975 | € 159,551 | € 185,299 | € 191,986 | ▲ 4% |
| Profit after taxes | € -69,185 | € -58,507 | € 39,350 | € 5,060 | ▼ 87% |
| Equity | € 127,215 | € 68,708 | € 108,058 | € 113,118 | ▲ 5% |
| Total debts | € 2,479,113 | € 2,405,733 | € 2,266,096 | € 2,165,417 | ▼ 4% |
| Cash | € 32,138 | € 52,416 | € 35,100 | € 26,538 | ▼ 24% |
| Land & buildings | € 2,540,549 | € 2,396,896 | € 2,318,522 | € 2,236,610 | ▼ 4% |
| Retained profit | € -586,785 | € -645,292 | € -605,942 | € -600,882 | ▲ € 5,060 |
| Bank debt | € 1,817,796 | € 1,741,762 | € 1,604,479 | € 1,368,413 | ▼ 15% |
| Balance sheet total | € 2,606,328 | € 2,474,440 | € 2,374,154 | € 2,278,535 | ▼ 4% |
Key figures of CORTIL IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CORTIL IMMO?
What happened at CORTIL IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,060 (▼ 87% vs 2024). filed late Source: NBB ↗
- Jean-Christophe Clare became a director. NBB
- New establishment in Chastre. KBO
- Anne-Cécile Clare became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 69,185 loss in 2022 to € 5,060 profit in 2025.
Paid € 28 in corporate taxes since 2022.
Best year ever: 2024, with € 39,350 profit.
Management
Behind CORTIL IMMO are Anne-Cécile Clare and Jean-Christophe Clare. Anne-Cécile Clare is also behind H.EM.A INVEST and IMMO C & C.
Directors
According to the 2025 annual accounts
since 2004
Jean-Christophe Clare
Managing director
since 2005
Establishments
Establishment units
Physical locations of this company
Rue de Corsal 2 box 1
1450 Chastre
Rue de Corsal 47
1450 Chastre
Active since 24 January 2005
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0870.779.886
- VAT number
- BE 0870.779.886
- Registered office
- Rue de Corsal 2 bus 1, 1450 Chastre
- Names & denominations
- CORTIL IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 2004
- Peppol
- Active · Active since 27 Apr 2026