Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FOTOCLOET from Oosterzele, company number BE0870593806, closed financial year 2025 with a result of € 5,057 after tax. For that financial year FOTOCLOET recorded a gross margin of € 17,919 and equity of € -7,218. Compared with financial year 2024, the result moved from € 2,017 to € 5,057. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ -7,218
▲ € 5,057 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,057
▲ 151% vs 2024
Profit after tax over the fiscal year.
€ 1,283
▲ 142% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -27,218.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 21,444
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 12,345
▼ 48% vs 2024
€ 6,603 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 17,307
▲ 46% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,034
▲ 243% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 8,877 | € 5,609 | € 8,607 | € 17,919 | ▲ 108% |
| Profit after taxes | € 2,798 | € 2,265 | € 2,017 | € 5,057 | ▲ 151% |
| Equity | € -16,557 | € -14,292 | € -12,275 | € -7,218 | ▲ € 5,057 |
| Total debts | € 27,924 | € 21,365 | € 43,035 | € 45,596 | ▲ 6% |
| Cash | € 38 | € 406 | € 531 | € 1,283 | ▲ 142% |
| Retained profit | € -36,557 | € -34,292 | € -32,275 | € -27,218 | ▲ € 5,057 |
| Bank debt | € 3,738 | € 1,262 | € 23,577 | € 12,345 | ▼ 48% |
| Balance sheet total | € 11,367 | € 7,073 | € 30,760 | € 38,379 | ▲ 25% |
Key figures of FOTOCLOET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FOTOCLOET?
What happened at FOTOCLOET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,057 (▲ 151% vs 2024). Source: NBB ↗
- New establishment in Oosterzele. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,798 profit in 2022 to € 5,057 profit in 2025.
Paid € 11,794 in corporate taxes since 2022.
Best year ever: 2025, with € 5,057 profit.
A new publication or filing at FOTOCLOET? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Bart Cloet
Director
Establishments
Establishment units
Physical locations of this company
Moortelbosstraat 46 box A
9860 Oosterzele
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0870.593.806
- VAT number
- BE 0870.593.806
- Registered office
- Moortelbosstraat 46 bus A, 9860 Oosterzele
- Names & denominations
- FOTOCLOET
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 December 2004
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van fotografen, met uitzondering van persfotografen
Handelsbemiddeling in de groothandel in andere specifieke goederen
Fotostudio's en overige fotografische activiteiten