Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Modo Invest from Middelkerke, company number BE0870374664, closed financial year 2025 with a result of € -10,761 after tax. For that financial year Modo Invest recorded a gross margin of € 22,130 and equity of € 318,504. Compared with financial year 2024, the result moved from € 225,272 to € -10,761. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 11, 2026.
€ 318,504
▲ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,761
▼ still € 225,272 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 174,144.
Debts at end 2025
€ 127,596
▼ 9% vs 2024
€ 14,445 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 6,755
▲ 79% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 30,958 | € 37,197 | € 387,106 | € 22,130 | ▼ 94% |
| Profit after taxes | € 7 | € 7,461 | € 225,272 | € -10,761 | ▼ € 236,033 |
| Equity | € 10,782 | € 18,243 | € 243,515 | € 318,504 | ▲ 31% |
| Total debts | € 351,424 | € 323,795 | € 264,249 | € 249,137 | ▼ 6% |
| Cash | € 3,118 | - | € 391 | - | |
| Land & buildings | € 348,265 | € 329,782 | € 583,647 | € 640,980 | ▲ 10% |
| Retained profit | € -51,258 | € -43,797 | € 181,475 | € 174,144 | ▼ 4% |
| Bank debt | € 239,835 | € 204,528 | € 139,478 | € 127,596 | ▼ 9% |
| Balance sheet total | € 362,205 | € 342,037 | € 594,994 | € 651,888 | ▲ 10% |
Key figures of Modo Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Modo Invest?
What happened at Modo Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Christine Gelaude stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 10,761 (▼ € 236,033 vs 2024). Source: NBB ↗
- Christine Gelaude became a director. NBB
- New establishment in Middelkerke. KBO
- Start of the company according to the CBE. KBO
In short
From € 7 profit in 2022 to € 10,761 loss in 2025.
Best year ever: 2024, with € 225,272 profit.
A new publication or filing at Modo Invest? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Christine Gelaude
Director
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Koning Ridderdijk 65 box -001
8434 Middelkerke
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0870.374.664
- VAT number
- BE 0870.374.664
- Registered office
- Koning Ridderdijk 65 bus -001, 8434 Middelkerke
- Names & denominations
- Modo Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 December 2004
- Peppol
- Not registered