Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
N & K DECORATIONS from Dendermonde, company number BE0870123652, closed financial year 2025 with a result of € -34,898 after tax. For that financial year N & K DECORATIONS recorded a gross margin of € 5,678 and equity of € -200,697. Compared with financial year 2024, the result moved from € -93,342 to € -34,898. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ -200,697
▼ € 34,898 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -34,898
▲ 63 % less loss than in 2024
Profit after tax over the fiscal year.
€ 9,534
▲ 88% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -215,197.
People and assets in 2025
€ 29,123
▲ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,935
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 21,457
▼ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 29,752
▲ 247% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,130 | € -19,664 | € -53,273 | € 5,678 | ▲ € 58,951 |
| Profit after taxes | € -51,718 | € -52,132 | € -93,342 | € -34,898 | ▲ € 58,443 |
| Equity | € -20,325 | € -72,457 | € -165,798 | € -200,697 | ▼ € 34,898 |
| Total debts | € 95,022 | € 202,941 | € 287,592 | € 364,418 | ▲ 27% |
| Cash | € 10,927 | € 16,511 | € 5,080 | € 9,534 | ▲ 88% |
| Retained profit | € -34,825 | € -86,957 | € -180,298 | € -215,197 | ▼ € 34,898 |
| Bank debt | € 42,173 | € 27,533 | € 14,753 | € 0 | ▼ 100% |
| Balance sheet total | € 74,697 | € 130,485 | € 121,794 | € 163,721 | ▲ 34% |
Key figures of N & K DECORATIONS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to N & K DECORATIONS?
What happened at N & K DECORATIONS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 34,898. Source: NBB ↗
- New establishment in Knokke-Heist. KBO
- Chris Jozef Heymans became a director. NBB
- Start of the company according to the CBE. KBO
- Maria Seraphina De Smedt became a director. NBB
In short
From € 51,718 loss in 2022 to € 34,898 loss in 2025.
Paid € 2,033 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind N & K DECORATIONS are Maria Seraphina De Smedt and Chris Jozef Heymans.
Directors
According to the 2025 annual accounts
Maria Seraphina De Smedt
Director
since 2004
Chris Jozef Heymans
Director
since 2004
Establishments
Establishment units
Physical locations of this company
Grote Markt (DEN) 15 box 5
9200 Dendermonde
Dumortierlaan 145
8300 Knokke-Heist
Active since 8 December 2004
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0870.123.652
- VAT number
- BE 0870.123.652
- Registered office
- Grote Markt (DEN) 15 bus 5, 9200 Dendermonde
- Names & denominations
- N & K DECORATIONS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 November 2004
- Peppol
- Active · Active since 19 Nov 2025
- Activities · NACE
Detailhandel in andere huishoudelijke artikelen, neg
Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels, n.e.g.
Groothandel in andere consumentenartikelen, neg
Overige detailhandel in nieuwe artikelen neg
Detailhandel in huismeubilair
Overige groothandel in consumentenartikelen, n.e.g.
Overige gespecialiseerde detailhandel in artikelen, andere dan voedingsmiddelen, n.e.g.
Detailhandel in huismeubilair in gespecialiseerde winkels