Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
A3 création from Braine-le-Château, company number BE0869826516, closed financial year 2025 with a result of € -1,163 after tax. For that financial year A3 création recorded a gross margin of € 16,501 and equity of € 3,188. Compared with financial year 2024, the result moved from € -4,456 to € -1,163. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ 3,188
▼ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,163
▲ 74 % less loss than in 2024
Profit after tax over the fiscal year.
€ 796
▼ 61% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -3,112.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,473
▲ 9% vs 2024
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 12,391
▼ 47% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 10,075
▼ 42% vs 2024
€ 8,930 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 5,317
▼ 60% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,251
▲ 6% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 18,942 | € 14,737 | € 17,569 | € 16,501 | ▼ 6% |
| Profit after taxes | € 3,772 | € -6,834 | € -4,456 | € -1,163 | ▲ € 3,293 |
| Equity | € 15,642 | € 8,807 | € 4,351 | € 3,188 | ▼ 27% |
| Total debts | € 51,272 | € 51,642 | € 49,116 | € 34,643 | ▼ 29% |
| Cash | € 1,133 | € 1,830 | € 2,063 | € 796 | ▼ 61% |
| Retained profit | € 9,342 | € 2,507 | € -1,949 | € -3,112 | ▼ € 1,163 |
| Bank debt | € 33,560 | € 25,634 | € 17,520 | € 10,075 | ▼ 42% |
| Balance sheet total | € 66,914 | € 60,449 | € 53,467 | € 37,831 | ▼ 29% |
Key figures of A3 création, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A3 création?
What happened at A3 création in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,163. filed late Source: NBB ↗
- Myriam KEHAL stepped down as director. NBB
- New establishment in Braine-le-Château. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,772 profit in 2022 to € 1,163 loss in 2025.
Paid € 8,956 in corporate taxes since 2022.
Best year ever: 2022, with € 3,772 profit.
A new publication or filing at A3 création? We notify you, reason included.
Follow A3 créationDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind A3 création is Fidel José OTERO FERNANDEZ. Fidel José OTERO FERNANDEZ is also behind ENTREPRISES OTERO-BATIMEX.
Directors
According to the 2025 annual accounts
Myriam KEHAL
Director
· until 2023
Establishments
Establishment units
Physical locations of this company
Rue du Cimetière 21
1440 Braine-le-Château
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0869.826.516
- VAT number
- BE 0869.826.516
- Registered office
- Rue du Cimetière 21, 1440 Braine-le-Château
- Names & denominations
- A3 création
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 November 2004
- Peppol
- Active · Active since 13 Jan 2026
- Contact
- [email protected] 0495/232645
- Activities · NACE
Algemene bouw van residentiële gebouwen
Bouwen van individuele huizen