Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
3INVEST from Wijnegem, company number BE0869729219, closed financial year 2025 with a result of € 141,718 after tax. For that financial year 3INVEST recorded a gross margin of € 570,852 and equity of € 2.7 million. Compared with financial year 2024, the result moved from € 245,296 to € 141,718. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ 2.7 million
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 141,718
▼ 42% vs 2024
Profit after tax over the fiscal year.
€ 25,174
▼ 9% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.7 million.
People and assets in 2025
€ 6,596
▼ 52% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 883,549
▼ 2% vs 2024
€ 211,962 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 22,994
▼ 46% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 92,020
▲ 10% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,307,379 | € 900,855 | € 715,560 | € 570,852 | ▼ 20% |
| Profit after taxes | € 775,527 | € 239,594 | € 245,296 | € 141,718 | ▼ 42% |
| Equity | € 2,122,025 | € 2,361,619 | € 2,606,915 | € 2,748,633 | ▲ 5% |
| Total debts | € 1,369,899 | € 2,298,473 | € 1,650,745 | € 1,181,559 | ▼ 28% |
| Cash | € 4,787 | € 36,701 | € 27,559 | € 25,174 | ▼ 9% |
| Land & buildings | € 2,960,953 | € 4,381,651 | € 4,269,985 | € 3,952,140 | ▼ 7% |
| Retained profit | € 2,060,525 | € 2,300,119 | € 2,545,415 | € 2,687,133 | ▲ 6% |
| Bank debt | € 1,309,866 | € 1,209,034 | € 905,678 | € 883,549 | ▼ 2% |
| Balance sheet total | € 3,618,087 | € 4,781,790 | € 4,374,894 | € 4,042,960 | ▼ 8% |
Key figures of 3INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to 3INVEST?
What happened at 3INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- LUC BONAMI stepped down as director. NBB
- MYRIAM VAN GEEL stepped down as director. NBB
- MICHELLE BONAMI stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 141,718 (▼ 42% vs 2024). Source: NBB ↗
- LUC BONAMI became a director. NBB
- MYRIAM VAN GEEL became a director. NBB
- MICHELLE BONAMI became a director. NBB
- New establishment in Wijnegem. KBO
In short
From € 775,527 profit in 2022 to € 141,718 profit in 2025.
Paid € 560,655 in corporate taxes since 2022.
Best year ever: 2022, with € 775,527 profit.
A new publication or filing at 3INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2023 · until 2029
MICHELLE BONAMI
Director
since 2023 · until 2029
MYRIAM VAN GEEL
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Broekstraat 17C box 14
2110 Wijnegem
Broekstraat 17c box 14
2110 Wijnegem
Active since 28 October 2004
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →Baxter en Bates
€ -2,843 gross margin · 2022
YJ Consult
€ 76,043 gross margin · 2025
Vereniging van Mede-eigenaars van het gebouw Residentie Ardea Broekstraat 17C te Wijnegem
SeWeBe
ADAMAS CONSULT
€ 15,421 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0869.729.219
- VAT number
- BE 0869.729.219
- Registered office
- Broekstraat 17C bus 14, 2110 Wijnegem
- Names & denominations
- 3INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 October 2004
- Peppol
- Active · Active since 29 Oct 2025
- Activities · NACE
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Schoonheidsverzorging en andere schoonheidsbehandelingen
Activiteiten op het gebied van voeding
Activiteiten van kuuroorden, sauna’s en stoombaden
Schoonheidsverzorging
Sauna's, solaria, baden enz.