Financials
Financial year 2025
INSURANCE ADVISE DE MULDER from Grimbergen, company number BE0867641046, closed financial year 2025 with a result of € -265 after tax. For that financial year INSURANCE ADVISE DE MULDER recorded a gross margin of € 90,686 and equity of € 2.2 million. Compared with financial year 2023, the result moved from € 180,450 to € -265. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 2.2 million
▲ 78% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -265
▼ still € 180,450 profit in 2023
Profit after tax over the fiscal year.
€ 159,631
▼ 44% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2.2 million.
People and assets in 2025
€ 105,914
▲ € 102,549 vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 44,169
▼ 33% vs 2023
€ 29,660 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 29,756
▲ 54% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 8,349
▼ 86% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 427,481 | € 477,941 | € 294,035 | € 90,686 | ▼ 69% |
| Profit after taxes | € 257,701 | € 297,065 | € 180,450 | € -265 | ▼ € 180,716 |
| Equity | € 975,031 | € 1,042,096 | € 1,222,547 | € 2,177,866 | ▲ 78% |
| Total debts | € 424,209 | € 511,559 | € 143,611 | € 298,273 | ▲ 108% |
| Cash | € 511,724 | € 467,254 | € 282,664 | € 159,631 | ▼ 44% |
| Land & buildings | € 435,438 | € 416,570 | € 398,092 | € 305,211 | ▼ 23% |
| Retained profit | € 955,031 | € 1,022,096 | € 1,202,547 | € 2,157,866 | ▲ 79% |
| Dividend | € 90,000 | € 230,000 | € 0 | € 216,000 | |
| Bank debt | € 181,938 | € 127,464 | € 65,628 | € 44,169 | ▼ 33% |
| Balance sheet total | € 1,399,240 | € 1,553,655 | € 1,366,157 | € 2,476,139 | ▲ 81% |
Key figures of INSURANCE ADVISE DE MULDER, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INSURANCE ADVISE DE MULDER?
What happened at INSURANCE ADVISE DE MULDER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 265 (▼ € 180,716 vs 2023). Source: NBB ↗
- New establishment in Vilvoorde. KBO
- New establishment in Machelen (Brab.). KBO
- Start of the company according to the CBE. KBO
In short
From € 257,701 profit in 2021 to € 265 loss in 2025.
Paid € 336,769 in corporate taxes since 2021.
Best year ever: 2022, with € 297,065 profit.
Paid out € 536,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind INSURANCE ADVISE DE MULDER is Jan De Mulder. Jan De Mulder is also behind INDEPENDENT RISK INSURANCE ADVISORY SERVICES.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Oude Schapenbaan 70
1850 Grimbergen
Petrus Turcksinstraat 20
1830 Machelen (Brab.)
Active since 18 October 2004
Nijverheidsstraat 248 A box 2
1800 Vilvoorde
Active since 1 January 2007
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0867.641.046
- VAT number
- BE 0867.641.046
- Registered office
- Oude Schapenbaan 70, 1850 Grimbergen
- Names & denominations
- INSURANCE ADVISE DE MULDER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 October 2004
- Peppol
- Active · Active since 24 Sept 2025
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
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Activiteiten van holdings
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