Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
KEY-INSUR from Oosterzele, company number BE0867282641, closed financial year 2025 with a result of € 17,408 after tax. For that financial year KEY-INSUR recorded a gross margin of € 26,248 and equity of € 76,236. Compared with financial year 2024, the result moved from € 20,854 to € 17,408. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2026.
€ 76,236
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 17,408
▼ 17% vs 2024
Profit after tax over the fiscal year.
€ 81,323
▲ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 6,975 paid out
40 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 874
▲ 206% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 375
Loans from banks and other lenders, long and short.
€ 2,231
▲ 166% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,420
▲ 66% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 30,831 | € 16,328 | € 29,108 | € 26,248 | ▼ 10% |
| Profit after taxes | € 22,081 | € 5,183 | € 20,854 | € 17,408 | ▼ 17% |
| Equity | € 47,248 | € 50,529 | € 65,803 | € 76,236 | ▲ 16% |
| Total debts | € 14,900 | € 12,107 | € 12,489 | € 19,031 | ▲ 52% |
| Cash | € 47,989 | € 45,399 | € 61,224 | € 81,323 | ▲ 33% |
| Retained profit | € 28,648 | € 31,929 | € 47,203 | € 57,636 | ▲ 22% |
| Dividend | € 1,302 | € 1,903 | € 5,580 | € 6,975 | ▲ 25% |
| Bank debt | € 0 | € 0 | € 375 | € 375 | |
| Balance sheet total | € 62,148 | € 62,635 | € 78,291 | € 95,266 | ▲ 22% |
Key figures of KEY-INSUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KEY-INSUR?
What happened at KEY-INSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 17,408 (▼ 17% vs 2024). filed late Source: NBB ↗
- Patrick KEYMEULEN became a director. NBB
- New establishment in Oosterzele. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,081 profit in 2022 to € 17,408 profit in 2025.
Paid € 23,504 in corporate taxes since 2022.
Best year ever: 2022, with € 22,081 profit.
Paid out € 15,760 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Patrick KEYMEULEN
Director
since 2012
Establishments
Establishment units
Physical locations of this company
Geraardsbergse steenweg 97
9860 Oosterzele
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0867.282.641
- VAT number
- BE 0867.282.641
- Registered office
- Geraardsbergse steenweg 97, 9860 Oosterzele
- Names & denominations
- KEY-INSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 September 2004
- Peppol
- Not registered