Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PM CONCEPT from Ham-sur-Heure-Nalinnes, company number BE0866952148, closed financial year 2025 with a result of € 7,442 after tax. For that financial year PM CONCEPT recorded a gross margin of € 93,793 and equity of € 152,888. Compared with financial year 2024, the result moved from € 489 to € 7,442. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 152,888
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,442
▲ € 6,953 vs 2024
Profit after tax over the fiscal year.
€ 10,872
▼ 55% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 96,604.
Debts at end 2025
€ 476,888
▼ 12% vs 2024
€ 71,445 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 12,335
▲ 273% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 88,020 | € 61,543 | € 82,132 | € 93,793 | ▲ 14% |
| Profit after taxes | € 10,943 | € -21,829 | € 489 | € 7,442 | ▲ € 6,953 |
| Equity | € 166,788 | € 144,958 | € 145,447 | € 152,888 | ▲ 5% |
| Total debts | € 677,997 | € 686,725 | € 622,863 | € 556,036 | ▼ 11% |
| Cash | € 59,337 | € 20,408 | € 24,140 | € 10,872 | ▼ 55% |
| Land & buildings | € 856,008 | € 858,310 | € 804,892 | € 751,474 | ▼ 7% |
| Retained profit | € 110,588 | € 88,674 | € 89,162 | € 96,604 | ▲ 8% |
| Bank debt | € 674,735 | € 610,342 | € 544,419 | € 476,888 | ▼ 12% |
| Balance sheet total | € 923,970 | € 905,601 | € 836,960 | € 772,307 | ▼ 8% |
Key figures of PM CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PM CONCEPT?
What happened at PM CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,442 (▲ € 6,953 vs 2024). Source: NBB ↗
- New establishment in Ham-sur-Heure-Nalinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,943 profit in 2022 to € 7,442 profit in 2025.
Paid € 13,914 in corporate taxes since 2022.
Best year ever: 2022, with € 10,943 profit.
A new publication or filing at PM CONCEPT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PM CONCEPT is ERIC MARLOT. It owns 1% of CHIMAY VILLAGE itself.
Directors
According to the 2025 annual accounts
ERIC MARLOT
Director
Also active at: PARTNERS EXPERTISE, MARLOT ADVICE, CSB CONSEILS, CHIMAY VILLAGE, CHIMAPLUS
Establishments
Establishment units
Physical locations of this company
Rue de Philippeville(NAL) 89
6120 Ham-sur-Heure-Nalinnes
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0866.952.148
- VAT number
- BE 0866.952.148
- Registered office
- Rue de Philippeville(NAL) 89, 6120 Ham-sur-Heure-Nalinnes
- Names & denominations
- PM CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 August 2004
- Peppol
- Active · Active since 4 Sept 2025
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
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