Financials
Financial year 2025
Crédit and Invest from Hoeilaart, company number BE0866644817, closed financial year 2025 with a result of € 44,752 after tax. For that financial year Crédit and Invest recorded a gross margin of € 66,904 and equity of € 222,656. Compared with financial year 2024, the result moved from € 774 to € 44,752. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 23, 2026.
€ 222,656
▲ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 44,752
▲ € 43,978 vs 2024
Profit after tax over the fiscal year.
€ 1,762
▼ 75% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 204,056.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,027
▼ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,638
▲ € 15,473 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 79,785 | € 17,546 | € 9,086 | € 66,904 | ▲ € 57,819 |
| Profit after taxes | € 52,881 | € 7,824 | € 774 | € 44,752 | ▲ € 43,978 |
| Equity | € 169,306 | € 177,130 | € 177,904 | € 222,656 | ▲ 25% |
| Total debts | € 42,729 | € 67,602 | € 56,032 | € 22,023 | ▼ 61% |
| Cash | € 5,034 | € 11,689 | € 7,173 | € 1,762 | ▼ 75% |
| Retained profit | € 150,706 | € 158,530 | € 159,304 | € 204,056 | ▲ 28% |
| Bank debt | € 2,292 | € 1,102 | € 0 | € 0 | |
| Balance sheet total | € 212,035 | € 244,732 | € 233,937 | € 244,679 | ▲ 5% |
Key figures of Crédit and Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Crédit and Invest?
What happened at Crédit and Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 44,752 (▲ € 43,978 vs 2024). Source: NBB ↗
- New establishment in Villers-la-Ville. KBO
- Start of the company according to the CBE. KBO
In short
From € 52,881 profit in 2022 to € 44,752 profit in 2025.
Paid € 47,636 in corporate taxes since 2022.
Best year ever: 2022, with € 52,881 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Myracle comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Crédit and InvestBehind Crédit and Invest is Amaury Bettens. The shares are held by Myracle (95%).
Establishments
Establishment units
Physical locations of this company
Blijde Inkomstlaan 15
1560 Hoeilaart
Rue de Marbais 10D
1495 Villers-la-Ville
Active since 14 October 2004
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0866.644.817
- VAT number
- BE 0866.644.817
- Registered office
- Blijde Inkomstlaan 15, 1560 Hoeilaart
- Names & denominations
- Crédit and Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 August 2004
- Peppol
- Active · Active since 17 Oct 2025