Financials
Financial year 2025
Financial Advise 4U from Hoeilaart, company number BE0866349956, closed financial year 2025 with a result of € 219,956 after tax. For that financial year Financial Advise 4U recorded a gross margin of € 847,763 and equity of € 302,715. Compared with financial year 2024, the result moved from € 1.1 million to € 219,956. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 23, 2025.
€ 302,715
▲ 232% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 219,956
▼ 80% vs 2024
Profit after tax over the fiscal year.
€ 88,822
▼ 55% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 284,115.
People and assets in 2025
3.6
Average over the fiscal year, from the social balance sheet.
€ 271,873
▲ 1% vs 2024
€ 75,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 58,655
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 10% vs 2024
€ 133,024 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 5,801
▼ 46% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 53,692
▼ 37% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 547,977 | € 319,581 | € 1,948,703 | € 847,763 | ▼ 56% |
| Profit after taxes | € 152,760 | € 38,738 | € 1,100,156 | € 219,956 | ▼ 80% |
| Equity | € 435,335 | € 467,822 | € 91,078 | € 302,715 | ▲ 232% |
| Total debts | € 241,509 | € 78,075 | € 1,789,726 | € 1,307,082 | ▼ 27% |
| Cash | € 173,298 | € 68,544 | € 196,115 | € 88,822 | ▼ 55% |
| Land & buildings | € 27,980 | € 31,126 | € 53,580 | € 57,092 | ▲ 7% |
| Retained profit | € 416,735 | € 449,222 | € 72,478 | € 284,115 | ▲ 292% |
| Dividend | € 0 | € 0 | € 1,469,400 | € 0 | ▼ 100% |
| Bank debt | € 162,369 | € 28,371 | € 1,369,370 | € 1,239,257 | ▼ 10% |
| Balance sheet total | € 676,843 | € 545,898 | € 2,110,549 | € 1,814,701 | ▼ 14% |
| Employees (FTE) | 3.9 | 2.8 | 3.6 | 3.6 |
Key figures of Financial Advise 4U, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to Financial Advise 4U?
What happened at Financial Advise 4U in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 219,956 (▼ 80% vs 2024). Source: NBB ↗
- New establishment in Overijse. KBO
- Start of the company according to the CBE. KBO
In short
From € 152,760 profit in 2022 to € 219,956 profit in 2025.
Paid € 328,374 in corporate taxes since 2022.
Best year ever: 2024, with € 1.1 million profit.
On average € 235,500 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of FINANCIAL SOLUTIONS BOB LAMBERT, JORIS BOOGAERTS, Amerijckx Ann, Dirk Boffé comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Financial Advise 4UBehind Financial Advise 4U are Joris Boogaerts BV, Dirk Boffé BV, Financial Solutions Bob Lambert BV, Arja Consult BV and Amerijckx Ann BV. The shares are held by FINANCIAL SOLUTIONS BOB LAMBERT (33.9%), JORIS BOOGAERTS (33.9%), Amerijckx Ann (10.8%) and Dirk Boffé (10.8%).
Directors
According to the 2025 annual accounts
Director · represented by Joris Boogaerts
Director · represented by Dirk Boffé
Financial Solutions Bob Lambert BV
Director · represented by Bob Lambert
Director · represented by Antoine Leroy
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Krekelheide 9
1560 Hoeilaart
Brusselsesteenweg 346
3090 Overijse
Active since 5 August 2004
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0866.349.956
- VAT number
- BE 0866.349.956
- Registered office
- Krekelheide 9, 1560 Hoeilaart
- Names & denominations
- Financial Advise 4U
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 July 2004
- Peppol
- Active · Active since 30 Jan 2025
- Activities · NACE
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