What does Financial Advise 4U do?

Financial Advise 4U is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 2 July 2004, 1 establishment.

What is the address of Financial Advise 4U?

The registered office of Financial Advise 4U is located at Krekelheide 9, 1560 Hoeilaart.

Is Financial Advise 4U still active?

Yes. According to the CBE (31 October 2026) Financial Advise 4U is active, legal situation “Normale toestand”, started on 2 July 2004.

Is Financial Advise 4U registered on Peppol?

Yes, Financial Advise 4U is registered on the Peppol network with ID 0208:0866349956.

What is the enterprise number of Financial Advise 4U?

The enterprise number of Financial Advise 4U is BE0866349956.

When was Financial Advise 4U founded?

Financial Advise 4U was founded on 2 July 2004.

Is Financial Advise 4U a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 2 July 2004; 5 annual accounts filed, latest fiscal year 2026; 5 directors known from the annual account.

How much profit did Financial Advise 4U make in 2026?

Financial Advise 4U posted a profit after taxes of € 493,687 in financial year 2026.

What is the revenue of Financial Advise 4U?

As a small company, Financial Advise 4U is not required to publish revenue in its annual accounts. In financial year 2026, its added value was € 1,187,285.

How much does an employee at Financial Advise 4U earn?

The average wage cost per full-time employee at Financial Advise 4U was € 80,900 in 2026: staff costs of € 275,119 for 3.4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Financial Advise 4U have?

According to the 2026 annual accounts, Financial Advise 4U has 3.4 full-time equivalents (FTE).

Financial Advise 4U (Private Limited) - Hoeilaart

Q: Who are the directors of Financial Advise 4U?

According to the 2026 annual accounts, the directors of Financial Advise 4U are: Joris Boogaerts BV, Dirk Boffé BV, Financial Solutions Bob Lambert BV, Arja Consult SRL, Amerijckx Ann BV.

Dossier Financial Advise 4U, printed on 31 October 2026 from databakkes.be/en/0866349956/financial-advise-4u. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2026

Financial Advise 4U from Hoeilaart, company number BE0866349956, closed financial year 2026 with a result of € 493,687 after tax. For that financial year Financial Advise 4U recorded a gross margin of € 1.2 million and equity of € 499,302. Compared with financial year 2025, the result moved from € 219,956 to € 493,687. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 27, 2026.

What it is worth Growing

€ 499,302

▲ 65% vs 2025

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 493,687

▲ 124% vs 2025

Profit after tax over the fiscal year.

Cash in the bank

€ 588,040

▲ € 499,218 vs 2025

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 279,000 paid out

57 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2026

Full-time equivalents

3.4

▼ 0.2 vs 2025

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 275,119

▲ 1% vs 2025

€ 80,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 42,311

▼ 28% vs 2025

Book value of vehicles, furniture and equipment.

Debts at end 2026

Bank debt ≈ 8 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.1 million

▼ 11% vs 2025

€ 134,422 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.

Owed to suppliers

€ 9,805

▲ 69% vs 2025

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 41,256

▼ 23% vs 2025

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	2026	Change 2025 → 2026
Gross margin	€ 319,581 Gross margin 2023: € 319,581 First fiscal year in the series	€ 1,948,703 Gross margin 2024: € 1,948,703 ▲ € 1.6 million vs 2023 (€ 319,581) Favourable step	€ 847,763 Gross margin 2025: € 847,763 ▼ 56% vs 2024 (€ 1,948,703) Unfavourable step	€ 1,187,285 Gross margin 2026: € 1,187,285 ▲ 40% vs 2025 (€ 847,763) Favourable step	▲ 40%
Profit after taxes	€ 38,738 Profit after taxes 2023: € 38,738 First fiscal year in the series	€ 1,100,156 Profit after taxes 2024: € 1,100,156 ▲ € 1.1 million vs 2023 (€ 38,738) Favourable step	€ 219,956 Profit after taxes 2025: € 219,956 ▼ 80% vs 2024 (€ 1,100,156) Unfavourable step	€ 493,687 Profit after taxes 2026: € 493,687 ▲ 124% vs 2025 (€ 219,956) Favourable step	▲ 124%
Equity	€ 467,822 Equity 2023: € 467,822 First fiscal year in the series	€ 91,078 Equity 2024: € 91,078 ▼ 81% vs 2023 (€ 467,822) Unfavourable step	€ 302,715 Equity 2025: € 302,715 ▲ 232% vs 2024 (€ 91,078) Favourable step	€ 499,302 Equity 2026: € 499,302 ▲ 65% vs 2025 (€ 302,715) Favourable step	▲ 65%
Total debts	€ 78,075 Total debts 2023: € 78,075 First fiscal year in the series	€ 1,789,726 Total debts 2024: € 1,789,726 ▲ € 1.7 million vs 2023 (€ 78,075) Unfavourable step	€ 1,307,082 Total debts 2025: € 1,307,082 ▼ 27% vs 2024 (€ 1,789,726) Favourable step	€ 1,454,942 Total debts 2026: € 1,454,942 ▲ 11% vs 2025 (€ 1,307,082) Unfavourable step	▲ 11%
Cash	€ 68,544 Cash 2023: € 68,544 First fiscal year in the series	€ 196,115 Cash 2024: € 196,115 ▲ 186% vs 2023 (€ 68,544) Favourable step	€ 88,822 Cash 2025: € 88,822 ▼ 55% vs 2024 (€ 196,115) Unfavourable step	€ 588,040 Cash 2026: € 588,040 ▲ € 499,218 vs 2025 (€ 88,822) Favourable step	▲ € 499,218
Land & buildings	€ 31,126 Land & buildings 2023: € 31,126 First fiscal year in the series	€ 53,580 Land & buildings 2024: € 53,580 ▲ 72% vs 2023 (€ 31,126) Unchanged	€ 57,092 Land & buildings 2025: € 57,092 ▲ 7% vs 2024 (€ 53,580) Unchanged	€ 49,656 Land & buildings 2026: € 49,656 ▼ 13% vs 2025 (€ 57,092) Unchanged	▼ 13%
Retained profit	€ 449,222 Retained profit 2023: € 449,222 First fiscal year in the series	€ 72,478 Retained profit 2024: € 72,478 ▼ 84% vs 2023 (€ 449,222) Unfavourable step	€ 284,115 Retained profit 2025: € 284,115 ▲ 292% vs 2024 (€ 72,478) Favourable step	€ 480,702 Retained profit 2026: € 480,702 ▲ 69% vs 2025 (€ 284,115) Favourable step	▲ 69%
Dividend	€ 0 Dividend 2023: € 0 First fiscal year in the series	€ 1,469,400 Dividend 2024: € 1,469,400 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 1,469,400) Unchanged	€ 279,000 Dividend 2026: € 279,000 Unchanged (€ 0) Unchanged
Bank debt	€ 28,371 Bank debt 2023: € 28,371 First fiscal year in the series	€ 1,369,370 Bank debt 2024: € 1,369,370 ▲ € 1.3 million vs 2023 (€ 28,371) Unfavourable step	€ 1,239,257 Bank debt 2025: € 1,239,257 ▼ 10% vs 2024 (€ 1,369,370) Favourable step	€ 1,106,233 Bank debt 2026: € 1,106,233 ▼ 11% vs 2025 (€ 1,239,257) Favourable step	▼ 11%
Balance sheet total	€ 545,898 Balance sheet total 2023: € 545,898 First fiscal year in the series	€ 2,110,549 Balance sheet total 2024: € 2,110,549 ▲ 287% vs 2023 (€ 545,898) Unchanged	€ 1,814,701 Balance sheet total 2025: € 1,814,701 ▼ 14% vs 2024 (€ 2,110,549) Unchanged	€ 2,134,307 Balance sheet total 2026: € 2,134,307 ▲ 18% vs 2025 (€ 1,814,701) Unchanged	▲ 18%
Employees (FTE)	2.8 Employees (FTE) 2023: 2.8 First fiscal year in the series	3.6 Employees (FTE) 2024: 3.6 ▲ 0.8 vs 2023 (2.8) Unchanged	3.6 Employees (FTE) 2025: 3.6 Unchanged (3.6) Unchanged	3.4 Employees (FTE) 2026: 3.4 ▼ 0.2 vs 2025 (3.6) Unchanged	▼ 0.2

Key figures of Financial Advise 4U, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.

What happened to Financial Advise 4U?

What happened at Financial Advise 4U in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 27, 2026 New annual accounts for financial year 2026: profit of € 493,687 (▲ 124% vs 2025). Source: NBB ↗
Aug 5, 2004 New establishment in Overijse. KBO
Jul 2, 2004 Start of the company according to the CBE. KBO

In short

From € 38,738 profit in 2023 to € 493,687 profit in 2026.

Paid € 467,405 in corporate taxes since 2023.

Best year ever: 2024, with € 1.1 million profit.

On average € 349,200 of value added per employee in 2026.

Original PDFs at the National Bank ↗

Management

FINANCIAL SOLUTIONS BOB LAMBERT 33.9%

JORIS BOOGAERTS 33.9%

Amerijckx Ann 10.8%

Dirk Boffé 10.8%

The stake of FINANCIAL SOLUTIONS BOB LAMBERT, JORIS BOOGAERTS, Amerijckx Ann, Dirk Boffé comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Financial Advise 4U

Behind Financial Advise 4U are Joris Boogaerts BV, Dirk Boffé BV, Financial Solutions Bob Lambert BV, Arja Consult SRL and Amerijckx Ann BV. The shares are held by FINANCIAL SOLUTIONS BOB LAMBERT (33.9%), JORIS BOOGAERTS (33.9%), Amerijckx Ann (10.8%) and Dirk Boffé (10.8%).